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613 W 146th St, New York, NY, 10031

--beds
5baths
4,500sqft
$1,575,000
$350price/sqft
$14,932/moest. monthly cost
$597,280/yrincome needed

About This Home

Excellent investment opportunity in the heart of Hamilton Heights. This pre-war building, built in 1910, offers approximately 3,800 square feet of interior space. Currently configured as an SRO, the property features 3 occupied units, and 8 vacant, and the rest are empty, providing value-add potential. Solid structure, located on a quiet block by Riverside Drive, near Columbia University, City College, and major transportation. Perfect for investors seeking a value-add asset with strong upside in a growing Manhattan neighborhood.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
80
BikeVery Bikeable

Schools

5/10
5/10
Ms 324 Patria MirabalGrades 6-81.1 mi

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bathrooms: 5
  • Full bathrooms: 5

Interior Area

  • Total structure area: 4,500
  • Total interior livable area: 4,500 sqft

Property

Details

  • Parcel number: 020930023
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,964$95,568
Home Insurance *$5,294$63,528
Property Taxes $931$11,172
Electricity $743$8,924
Total$14,932$179,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$511,954/yr
40% on housing$447,960/yr
45% on housing$398,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 10031$495
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10031$537
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$1,500,000
2021-09-14Sold$1,539,373
2020-12-23Listing removed--
2020-12-11Listed for sale--
2020-11-06Listing removed--
2020-10-14Listed for sale--
2020-07-14Listing removed$1,695,000
2020-05-12Listed for sale$1,695,000
2019-12-23Sold$1,366,798
2019-11-08Price change$1,695,000
2019-10-18Listed for sale$1,750,000
2019-02-21Listing removed$2,294,232
2019-02-11Price change$2,294,232
2019-01-20Listed for sale--
2006-09-28Sold$463,670
2005-01-24Sold$463,670
1995-10-17Sold$220,000

For Sale by Agent

AgentValon Nikci
BrokerageLink NY Realty

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