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809 N George St, Rome, NY, 13440

5beds
2baths
2,846sqft
$450,000
$158price/sqft
$3,640/moest. monthly cost
$145,600/yrincome needed

About This Home

Luxury Living with Timeless Updates & Resort-Style Outdoor Space This beautifully maintained residence blends classic charm with thoughtful modern upgrades, offering an exceptional lifestyle both indoors and out. From the moment you arrive, the home’s curb appeal and architectural presence set the tone for what lies within. A new metal roof (2024) provides long-term durability and peace of mind, while numerous interior and exterior improvements reflect pride of ownership throughout. The heart of the home is the fully renovated Faye kitchen (2018), designed for both everyday living and elegant entertaining. Features include: Quartz countertops Custom soft-close cabinetry New appliances Updated flooring A designer kitchen lighting package Throughout the home, you’ll find new flooring, updated lighting, and new ceiling fans in all bedrooms, creating a fresh, comfortable, and cohesive aesthetic. Step outside to your private resort-style oasis. The expansive in-ground pool is complemented by expanded concrete decking, ideal for entertaining or quiet relaxation. A beautiful black wrought-iron fence surrounds the pool area, offering both safety and sophistication. The pool house with bathroom adds convenience and elevates the outdoor living experience. Additional highlights include: Expanded concrete drive and walkways Double-stall garage 50-gallon hot water tank (2025) This exceptional property offers a rare combination of quality updates, refined finishes, and outstanding outdoor amenities — perfect for those seeking luxury, comfort, and lasting value. New Roof-2024 Fahy Kitchen - 2019, Quartz countertops, soft close cabinetry, New Appliances, New Flooring, New kitchen lighting package Custom built front stairs, Original front porch with 3 columns New ceiling fans in bedrooms Expanded concrete and pool area -2020 50 Gallon hot water tank 2025

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

3/10
4/10
Rome Free AcademyGrades 9-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1899

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Aluminum Siding,Attic/Crawl Hatchway(s) Insulated,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dishwasher,Exhaust Fan,Disposal,Gas Oven,Gas Range,Gas Water Heater,Range Hood
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom4

  • Level: Fourth

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Breakfast Bar,Bathroom Rough-In,Cedar Closet(s),Ceiling Fan(s),Den,Entrance Foyer,Eat-in Kitchen,Kitchen/Family Room Combo,Library,Quartz Counters,Sliding Glass Door(s),Natural Woodwork,Convertible Bedroom
  • Door features: Sliding Doors
  • Flooring: Carpet,Hardwood,Tile,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Hot Water,Radiator(s)

Interior Area

  • Total structure area: 2,846
  • Total interior livable area: 2,846 sqft

Property

Details

  • Parcel number: 30130122302000010930000000
  • Special condition: Standard

Features

  • Stories: 4
  • Pool features: In Ground
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Awning(s),Blacktop Driveway,Deck,Fully Fenced,Play Structure,Pool
  • Fencing: Full

Lot

  • Lot size: 0.28 Acres
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 60 x 200

Parking

  • Total spaces: 2
  • Parking features: Detached,Electricity,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$247$2,964
Property Taxes $648$7,776
Electricity $470$5,643
Total$3,640$43,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,800/yr
40% on housing$109,200/yr
45% on housing$97,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 13440$126
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13440$131
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$450,000
2025-10-21Listing removed$439,000
2025-09-30Price change$439,000
2025-09-15Price change$449,900
2025-09-11Price change$450,000
2025-04-20Listed for sale$455,000
2024-12-04Sold$410,000
2024-09-27Pending sale$474,000
2024-09-20Price change$474,000
2024-07-16Price change$489,000
2024-07-01Price change$499,900
2024-06-19Listed for sale$519,900
2016-07-25Sold$211,000
2016-02-10Price change$219,900
2015-09-12Price change$229,900
2015-05-30Listed for sale$239,900
2006-07-07Sold$160,000
1996-09-30Sold$99,700

For Sale by Agent

AgentRoberta Keller
BrokeragePeterson Properties

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