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104 E Linden St, Rome, NY, 13440

3beds
2baths
1,344sqft
$224,900
$167price/sqft
$1,830/moest. monthly cost
$73,200/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, 2-bath residence offering over 1,300 square feet of comfortable living space on a corner lot. Inside, you'll find beautiful hardwood floors throughout the main level, a spacious country kitchen, a formal dining room, a generously sized living room, and a convenient rear mudroom. Upstairs features three well-appointed bedrooms with ample closet space and a full bath. A walk-up attic provides abundant storage and offers exciting potential to be finished for additional living space. The finished basement adds even more versatility with a cozy family room featuring a gas fireplace, an office or potential fourth bedroom, a full bath with a stand-up shower, laundry and utility room. Step outside to enjoy the large rear porch overlooking the partially fenced backyard, perfect for relaxing or entertaining. A detached one-car garage provides additional storage and parking, while the home's recently painted exterior enhances its curb appeal. With its flexible living spaces, classic charm, and room to grow, this home is ready to welcome its next owner!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

3/10
4/10
Rome Free AcademyGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Other,Pitched,See Remarks
  • Construction materials: Blown-In Insulation,Other,Shake Siding,Wood Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom1

  • Level: Second
  • Dimensions: 12.00 x 11.00

Bedroom2

  • Level: Second
  • Dimensions: 11.00 x 11.00

Bedroom3

  • Level: Second
  • Dimensions: 11.00 x 8.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Basement
  • Dimensions: 12.00 x 6.00

Dining Room

  • Level: First
  • Dimensions: 14.00 x 11.00

Family Room

  • Level: Basement
  • Dimensions: 17.00 x 12.00

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Separate/Formal Living Room,Country Kitchen,Natural Woodwork
  • Window features: Storm Window(s),Thermal Windows,Wood Frames
  • Flooring: Hardwood,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: First
  • Dimensions: 11.00 x 10.00

Living Room

  • Level: First
  • Dimensions: 19.00 x 12.00

Other

  • Level: First
  • Dimensions: 7.00 x 4.00

Other

  • Level: Second
  • Dimensions: 7.00 x 6.00

Other

  • Level: Basement
  • Dimensions: 9.00 x 8.00

Other

  • Level: Basement
  • Dimensions: 15.00 x 6.00

Other

  • Level: Third
  • Dimensions: 27.00 x 22.00

Property

Details

  • Parcel number: 30130122302000050050000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot,Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 42 x 120

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$123$1,476
Property Taxes $324$3,888
Electricity $246$2,954
Total$1,830$21,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,742/yr
40% on housing$54,900/yr
45% on housing$48,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 13440$126
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13440$131
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$209,000
2026-08-03Listed for sale$224,900

For Sale by Agent

AgentLouis DeMichele Jr.
BrokerageeXp Realty

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