109 Kossuth St, Rome, NY, 13440
About This Home
Plenty of space and comfort await in this 4-bedroom, 1.5-bath home in Rome. Inside, you’ll find large bedrooms, beautiful hardwood floors, and a flexible layout with two living rooms, an eat-in kitchen, and a separate dining room. The fenced yard is ideal for outdoor enjoyment, and the two-stall detached garage provides extra storage and convenience. A solid value for those seeking room to spread out—all for just $170,000.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1910
Materials
- Foundation: Stone
- Roof: Architectural,Shingle
- Construction materials: Composite Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Other,See Remarks
- Flooring: Carpet,Hardwood,Other,See Remarks,Tile,Varies
Heating & Cooling
- Heating features: Gas,Other,See Remarks,Hot Water,Radiator(s)
- Cooling features: Other,See Remarks
Interior Area
- Total structure area: 1,882
- Total interior livable area: 1,882 sqft
Property
Details
- Parcel number: 30130124200600040340000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio,Porch
- Exterior features: Fully Fenced,Patio,See Remarks
- Fencing: Full
Lot
- Lot size: 5,227 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 41 x 124
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $245 | $2,940 |
| Electricity | $311 | $3,732 |
| Total | $1,508 | $18,096 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-15 | Price change | $170,000 |
| 2025-11-11 | Listed for sale | $175,000 |
| 1999-05-05 | Sold | $45,000 |
| 1998-09-28 | Sold | $27,375 |
View on Zillow