512 W Thomas St, Rome, NY, 13440
About This Home
Two-Family Opportunity – 512 West Thomas Street Welcome to 512 West Thomas Street, a beautifully renovated two-family property offering flexibility for both owner-occupants and investors. This home has been gut renovated with attention to modern updates and is ready for its next owner. The property features the opportunity to live in one unit while generating rental income from the second, or add this turnkey multi-family to your investment portfolio. Enjoy the spacious backyard, providing a great outdoor area for entertaining, relaxing, or enjoying time with family and friends. This property is being sold strictly as-is. Whether you are a first-time home buyer looking to build equity or an investor seeking a well-maintained addition to your portfolio, 512 West Thomas Street offers a great opportunity. Schedule your showing today and explore the possibilities this two-family home has to offer.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1919
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Laminate,Other,See Remarks,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,868
- Total interior livable area: 1,868 sqft
Property
Details
- Parcel number: 30130124202500010430000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 6,098 sqft
- Features: Irregular Lot,Other,See Remarks
- Lot size dimensions: 40 x 152
Parking
- Total spaces: 2
- Parking features: Two or More Spaces
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $803 | $9,636 |
| Home Insurance * | $87 | $1,044 |
| Property Taxes | $229 | $2,748 |
| Electricity | $308 | $3,704 |
| Total | $1,427 | $17,124 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $159,000 |
| 2025-01-30 | Sold | $77,000 |
| 2024-11-19 | Pending sale | $84,000 |
| 2024-11-15 | Listed for sale | $84,000 |
| 2023-09-28 | Listing removed | -- |
| 2023-07-27 | Price change | $84,900 |
| 2023-03-03 | Price change | $89,900 |
| 2023-02-16 | Listed for sale | $99,900 |
| 2005-09-08 | Sold | $44,500 |
| 2001-09-25 | Sold | $42,000 |
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