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126 Turin St, Rome, NY, 13440

5beds
4baths
3,094sqft
$190,000
$61price/sqft
$1,848/moest. monthly cost
$73,920/yrincome needed

About This Home

Attention Investors or those who want to be! Build or start your portfolio with this three unit multi-family building! First floor unit has two bedrooms, living room, dining room, kitchen and laundry in basement. Second floor unit has two bedrooms, living room and kitchen. Third unit has a living room, kitchen and bedroom. Garage is currently used by first floor tenant. All utilities are paid by the owner for the two bed apartments (heat and electric) and the one bed apartment pays for their own heat and electric as it is separate. There are separate meters but there are only two furnaces (one heats the main apartments). All units are occupied and are in leases. Come check it out and see how to make your money work for you!

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
4/10
Rome Free AcademyGrades 9-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Triplex
  • Property subType: Triplex,Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Hardwood,Laminate,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 3,094
  • Total interior livable area: 3,094 sqft

Property

Details

  • Parcel number: 30130124203500010270000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,Irregular Lot
  • Lot size dimensions: 47 x 116

Parking

  • Total spaces: 1
  • Parking features: Garage,Gravel,Paved,Two or More Spaces
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$104$1,248
Property Taxes $273$3,276
Electricity $511$6,135
Total$1,848$22,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,360/yr
40% on housing$55,440/yr
45% on housing$49,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 13440$127
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13440$131
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-07Listed for sale$190,000
2020-02-08Listing removed$1,100
2019-10-19Listed for rent$1,100
2015-02-07Listing removed$675
2014-12-20Price change$675
2014-07-05Listed for rent$650
2010-03-22Sold$49,000

For Sale by Agent

AgentCalvin J. Lyon
BrokeragePondras Homes & Hearth Realty LLC

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