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5488 Rome Taberg Rd, Rome, NY, 13440

3beds
1baths
920sqft
$124,900
$136price/sqft
$1,125/moest. monthly cost
$45,000/yrincome needed

About This Home

Enjoy creekside living in this affordable 3-bedroom, 1-bath home elevated above the Canada Creek with your own backyard access to the water including stairs to a level, grassy landing with a waterside fire pit. Inside, you'll find an eat-in kitchen, a bright living area, and generously sized bedrooms featuring brand-new carpeting. This home also offers main level laundry and a large primary bedroom with high ceilings, 2 closets, and direct access to the full bath. Recent mechanical updates including a newer furnace and updated electrical panel provide added peace of mind. Outside, a detached garage offers additional storage or workshop space, while the backyard creates the perfect backdrop for quiet evenings overlooking the creek. If you've been searching for affordable living with a beautiful natural setting that has the important updates already completed, this home is one you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
4/10
Rome Free AcademyGrades 9-126.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1939

Materials

  • Foundation: Block
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Pull Down Attic Stairs,Bedroom on Main Level,Main Level Primary
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Varies
  • Attic: Pull Down Stairs

Heating

  • Heating features: Electric,Propane,Baseboard,Forced Air

Interior Area

  • Total structure area: 920
  • Total interior livable area: 920 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 204.0000001045
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Access,Stream
  • Waterbody name: Canada Creek
  • Frontage length: 370

Lot

  • Lot size: 0.27 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 240 x 113

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$68$816
Property Taxes $180$2,160
Electricity $246$2,954
Total$1,125$13,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,571/yr
40% on housing$33,750/yr
45% on housing$30,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 13440$127
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13440$131
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$124,900
2026-07-30Listed for sale$124,900
2022-06-06Listing removed--
2022-06-01Listed for rent$1,400
2021-06-04Listing removed--
2021-06-02Listed for rent$1,300
2021-02-25Listing removed--
2020-06-01Listing removed$1,250
2020-05-27Listed for rent$1,250
2019-01-23Listing removed$1,175
2019-01-15Listed for rent$1,175
2017-06-20Listing removed$94,900
2017-06-12Listed for sale$94,900
2016-12-01Sold$17,600
2016-06-06Sold$45,000
2007-10-26Sold$52,000

For Sale by Agent

AgentAmanda Reinfelds
BrokerageColdwell Banker Faith Properties R

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