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504 Deerwood Rd, Utica, NY, 13502

3beds
1baths
1,250sqft
$189,900
$152price/sqft
$1,567/moest. monthly cost
$62,680/yrincome needed

About This Home

Sweet and reasonably priced North Utica ranch! Meticulously maintained, and featuring so many practical features including central air conditioning and an updated bathroom. What truly sets this home apart is the sunroom to the rear, with privacy screening, and the fenced in rear yard, perfect for kids and pets! There is a living room AND a family room and a nicely updated kitchen with a convenient island. Are you a snowbird looking to park your RV? Check the double wide driveway! You know value when you see it- reach out to your favorite Relator today!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1961

Materials

  • Foundation: Poured
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Separate/Formal Living Room,Kitchen Island,Bedroom on Main Level
  • Flooring: Carpet,Resilient,Varies

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Property

Details

  • Parcel number: 30160030701600020150000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 8,049 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 70 x 115

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$88$1,056
Property Taxes $273$3,276
Electricity $246$2,954
Total$1,567$18,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,725/yr
40% on housing$47,010/yr
45% on housing$41,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 13502$119
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13502$162
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$189,900
2026-07-19Listed for sale$189,900

For Sale by Agent

AgentBarbara Owens
BrokerageHunt Real Estate Era Cl

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