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1307 Maple St, Utica, NY, 13502

5beds
2baths
1,612sqft
$240,000
$149price/sqft
$1,936/moest. monthly cost
$77,440/yrincome needed

About This Home

Filled with warmth, character, and an abundance of natural light, this spacious home offers the perfect blend of timeless charm and everyday comfort. Beautiful original woodwork, hardwood floors, and generously sized rooms create an inviting atmosphere you'll appreciate throughout the home. Start your day with a cup of coffee or unwind in the evening on the welcoming front porch. With its flexible layout and plenty of living space, it's the perfect place for a growing family to create lasting memories. The main level offers a warm and welcoming floor plan with a spacious living room that flows seamlessly into the dining room and kitchen, creating an ideal layout for everyday living and entertaining. Whether you're hosting family gatherings or enjoying a quiet evening at home, you'll love the open feel and generous room sizes. A full bathroom on the first floor adds convenience for guests and daily living. Upstairs, you'll find a second full bathroom, generously sized bedrooms with ample closet space, and an impressive finished attic that has been transformed into a large bedroom, offering endless possibilities as a primary suite, guest room, or bonus living space. Additional highlights include a dry basement that provides excellent storage, along with a newer furnace and hot water tank for added peace of mind. Step outside to your own backyard retreat! Enjoy summer days in the inground saltwater pool, relax on the patio, or entertain family and friends in the fully fenced yard. A storage shed provides additional space for lawn equipment, pool accessories, and outdoor tools. With its spacious layout, charming original details, abundant storage, and fantastic outdoor living space, this home offers the perfect combination of character, functionality, and room to grow. Don't miss your opportunity to make it yours! Located close to Utica College, downtown Utica, Wynn Hospital and other amenities.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
Kernan Elementary SchoolGrades K-60.4 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Attic,Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,Kitchen Island
  • Flooring: Hardwood,Tile,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Property

Details

  • Parcel number: 30160031804600030630000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Exterior features: Blacktop Driveway,Pool

Lot

  • Lot size: 5,998 sqft
  • Features: Irregular Lot,Near Public Transit,Residential Lot
  • Lot size dimensions: 60 x 100

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$111$1,332
Property Taxes $346$4,152
Electricity $266$3,196
Total$1,936$23,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,377/yr
40% on housing$58,080/yr
45% on housing$51,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 13502$118
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13502$162
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$235,000
2026-07-13Listed for sale$240,000
2024-10-11Sold$220,000
2024-08-16Pending sale$224,900
2024-08-11Listed for sale$224,900
2024-08-11Pending sale$224,900
2024-08-05Listed for sale$224,900
1997-12-11Sold$39,500

For Sale by Agent

AgentAmy G. Mellace
BrokerageColdwell Banker Prime Properties

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