1210 Francis St, Utica, NY, 13502
About This Home
Welcome to 1210 Francis Street! This 2-bedroom home offers a comfortable and practical layout with plenty of potential. The home features vinyl windows and durable aluminum/steel siding, helping provide low-maintenance exterior upkeep. Inside, you’ll find a dedicated dining room that provides a great space for everyday meals, family gatherings, or entertaining guests. A large driveway offers plenty of off-street parking and added convenience for multiple vehicles. Whether you are looking for a starter home, downsizing, or searching for an investment property, this home is a great opportunity to make it your own. Conveniently located near local shopping, restaurants, schools, and other area amenities.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Foundation: Stone
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Exhaust Fan,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Range Hood
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Features
- Separate/Formal Dining Room
- Window features: Thermal Windows
- Flooring: Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 952
- Total interior livable area: 952 sqft
Property
Details
- Parcel number: 30160031804800030610000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Blacktop Driveway
Lot
- Lot size: 2,182 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 52 x 42
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $581 | $6,972 |
| Home Insurance * | $53 | $636 |
| Property Taxes | $165 | $1,980 |
| Electricity | $246 | $2,954 |
| Total | $1,045 | $12,540 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $89,900 |
| 2026-07-27 | Price change | $115,000 |
| 2026-07-16 | Listed for sale | $120,000 |
| 2020-04-20 | Sold | $32,500 |
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