1434 Watkins Ave, Utica, NY, 13502
About This Home
Welcome to 1434 Watkins Ave, Utica—a charming 2-bedroom, 1-bath ranch that's perfect for first-time buyers, downsizers, or anyone looking for easy one-level living. This is great for investment property for rentals. Close to the hospital and college. Enjoy a large family room with flexible living space, a full basement with workshop potential, an attached garage, and a private backyard perfect for relaxing or entertaining. Conveniently located near shopping, restaurants, parks, and Utica University, this home offers comfort, convenience, and exceptional value. Don't miss your chance to make this your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1950
Materials
- Foundation: Block
- Construction materials: Aluminum Siding,Attic/Crawl Hatchway(s) Insulated,Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Separate/Formal Living Room,Kitchen/Family Room Combo,Bedroom on Main Level
- Flooring: Hardwood,Luxury Vinyl,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 902
- Total interior livable area: 902 sqft
Property
Details
- Parcel number: 30160031805300020740000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Blacktop Driveway
Lot
- Lot size: 5,488 sqft
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 59 x 93
Parking
- Total spaces: 1
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $65 | $780 |
| Property Taxes | $201 | $2,412 |
| Electricity | $246 | $2,954 |
| Total | $1,219 | $14,628 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Contingent | $140,000 |
| 2026-08-01 | Price change | $140,000 |
| 2026-07-18 | Listed for sale | $150,000 |
| 2015-09-28 | Sold | $73,840 |
| 2015-06-18 | Listed for sale | $75,000 |
| 2003-10-07 | Sold | $66,500 |
| 2000-07-14 | Sold | $32,000 |
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