1515 Oneida St, Utica, NY, 13501
About This Home
Welcome to 1515 Oneida Street—where space, condition, and standout upgrades come together in this beautifully maintained and truly turnkey 5-bedroom, 2.5-bath home offering over 2,400 sq ft of living space. Meticulously cared for by its owners, this property is a rare find that delivers both immediate comfort and long-term value. From the moment you step inside, you’ll appreciate the warmth and character of gleaming hardwood floors that flow throughout the home, complemented by generously sized rooms, a flexible layout, and a cozy wood-burning fireplace. The spacious eat-in kitchen with island serves as the heart of the home—perfect for everyday living and entertaining alike. The fully finished attic is a true game-changer, providing expansive additional living space with endless possibilities—ideal for a private suite, home office, media room, or extended living area. Step outside and you’ll find an equally impressive exterior setup. The fully fenced yard with low-maintenance vinyl fencing offers privacy and security, while the large Trex deck with vinyl railings creates the perfect space for outdoor entertaining with minimal upkeep. A massive parking area provides abundant off-street parking—an exceptional and hard-to-find feature in this location. Additional highlights include public utilities, gas forced air heat, full basement, and a location convenient to schools, shopping, and major roadways. This is not your typical listing—this is a move-in ready home that has been thoughtfully maintained, upgraded, and cared for. Whether you’re seeking a spacious primary residence or a strong addition to your portfolio, this property delivers on every level.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1890
Materials
- Foundation: Stone
- Roof: Architectural,Shingle
- Construction materials: Aluminum Siding,Copper Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Attic,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Kitchen Island,Other,See Remarks,Storage,Bedroom on Main Level,Convertible Bedroom
- Window features: Thermal Windows
- Flooring: Carpet,Ceramic Tile,Hardwood,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 2,484
- Total interior livable area: 2,484 sqft
Property
Details
- Parcel number: 30160031807200020210000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio,Porch
- Exterior features: Fully Fenced,Gravel Driveway,Patio
- Fencing: Full
Lot
- Lot size: 8,594 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 45 x 191
Parking
- Parking features: No Garage,Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Winter Weather
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,259 | $15,108 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $358 | $4,296 |
| Electricity | $410 | $4,926 |
| Total | $2,164 | $25,968 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Price change | $249,000 |
| 2026-04-02 | Listed for sale | $255,000 |
| 2026-03-01 | Listing removed | $259,000 |
| 2026-01-31 | Listing removed | $2,800 |
| 2025-12-04 | Listed for rent | $2,800 |
| 2025-07-22 | Listing removed | $2,800 |
| 2025-07-14 | Listed for rent | $2,800 |
| 2025-07-07 | Listing removed | $259,000 |
| 2025-06-21 | Price change | $259,000 |
| 2025-05-31 | Price change | $285,000 |
| 2025-05-07 | Listed for sale | $295,000 |
| 2015-01-21 | Sold | $24,000 |
| 2011-03-24 | Listing removed | $59,900 |
| 2010-09-10 | Listed for sale | $59,900 |
| 2008-01-29 | Sold | $50,000 |
| 2003-08-06 | Sold | $51,000 |
| 2001-01-23 | Sold | $13,000 |
| 1997-08-26 | Sold | $38,000 |
For Sale by Agent
View on Zillow