1412 Howard Ave, Utica, NY, 13501
About This Home
Charming two-unit property with beautiful character and a rare oversized semi-fenced backyard in Utica! Featuring a 2-bedroom apartment and a 1-bedroom apartment, this property offers spacious living areas, natural wood kitchens, off-street parking, and a rear deck perfect for relaxing or entertaining. Conveniently located near schools, shopping, restaurants, hospitals, and downtown amenities. Great opportunity for owner-occupants or investors!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1880
Materials
- Foundation: Stone
- Roof: Asphalt,Shingle
- Construction materials: Spray Foam Insulation,Wood Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Ceramic Tile,Hardwood,Laminate,Varies
Heating
- Heating features: Electric,Gas,Forced Air,Hot Water
Interior Area
- Total structure area: 1,846
- Total interior livable area: 1,846 sqft
Property
Details
- Parcel number: 30160031807400050250000000
- Special condition: Standard
Lot
- Lot size: 5,000 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 40 x 125
Parking
- Parking features: Concrete,Paved,Two or More Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $96 | $1,152 |
| Property Taxes | $252 | $3,024 |
| Electricity | $305 | $3,660 |
| Total | $1,537 | $18,444 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-18 | Listed for sale | $175,000 |
| 2014-12-29 | Sold | $5,000 |
| 2003-05-02 | Sold | $5,400 |
| 2003-01-17 | Sold | $1,358 |
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