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1217 Taylor Ave, Utica, NY, 13501

6beds
2baths
2,854sqft
$230,000
$81price/sqft
$2,092/moest. monthly cost
$83,680/yrincome needed

About This Home

Exceptional turnkey investment opportunity! 1217 Taylor Ave and 1219 Taylor Ave, Utica, NY 13501 are being offered for sale separately; however, the seller strongly prefers to sell both properties together due to the shared parking lot and is receptive to package offers. Both fully renovated, rent-ready properties are completely vacant, giving investors the flexibility to lease immediately at current market rents or select their own tenants from day one. Recent renovations provide modern, low-maintenance living spaces, reducing upfront costs and making this a true turnkey investment. The properties share a large parking lot with ample off-street parking and generous outdoor space, providing added convenience and appeal for tenants. Because of this shared parking arrangement, the seller's preference is to convey both properties together, although each property is available for purchase separately. Conveniently located with easy access to shopping, restaurants, schools, parks, downtown Utica, Wynn Hospital, major employers, and the New York State Thruway, these properties are well-positioned to attract a wide range of renters. Whether you're expanding an existing portfolio or purchasing your first investment property, these properties offer immediate rental potential, strong cash flow opportunities, and long-term value.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Block,Concrete,Stone,Stucco,Vinyl Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Other,See Remarks
  • Flooring: Laminate,Tile,Varies

Heating

  • Heating features: Other,See Remarks,Forced Air

Interior Area

  • Total structure area: 2,854
  • Total interior livable area: 2,854 sqft

Property

Details

  • Parcel number: 318.8329
  • Zoning description: Residential 2 Unit
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony
  • Exterior features: Balcony,Fully Fenced,Private Yard,See Remarks
  • Fencing: Full

Lot

  • Lot size: 5,000 sqft
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 40 x 125

Parking

  • Parking features: Concrete,Paved,Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$127$1,524
Property Taxes $331$3,972
Electricity $471$5,659
Total$2,092$25,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,725/yr
40% on housing$62,760/yr
45% on housing$55,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 13501$105
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13501$144
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$230,000
2026-07-18Price change$230,000
2026-07-06Listed for sale$249,900

For Sale by Agent

AgentRamazani Juma
BrokerageHoward Hanna Cny Inc

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