




733 Mary St, Utica, NY, 13501
About This Home
This well-maintained 4-bedroom, 2-bath home offers plenty of space both inside and out. The spacious 11' x 15' primary bedroom features its own private bath and a large walk-in closet, creating a comfortable place to unwind. The first floor includes a living room, formal dining room, eat-in kitchen, and the convenience of a first-floor laundry room. Enjoy relaxing on the front porch or spending time on the back 9 X 10 deck overlooking the private backyard. Additional features include a full basement, a new storage shed built in 2021, and a driveway with room for up to three vehicles, plus additional street parking. An additional lot is included with the sale, offering extra outdoor space for gardening, recreation, or simply enjoying a little more room to spread out. Conveniently located close to shopping, parks, and public transportation, this home offers a great combination of space, comfort, and everyday convenience.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1920
Materials
- Foundation: Block
- Construction materials: Vinyl Siding,Copper Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom1
- Level: First
- Dimensions: 15.00 x 11.00
Bedroom2
- Level: First
- Dimensions: 10.00 x 9.00
Bedroom3
- Level: Second
- Dimensions: 10.00 x 10.00
Bedroom4
- Level: Second
- Dimensions: 13.00 x 12.00
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: First
- Dimensions: 13.00 x 11.00
Features
- Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Solid Surface Counters,Convertible Bedroom,Main Level Primary,Primary Suite
- Flooring: Ceramic Tile,Hardwood,Laminate,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,592
- Total interior livable area: 1,592 sqft
Kitchen
- Level: First
- Dimensions: 14.00 x 12.00
Living Room
- Level: First
- Dimensions: 12.00 x 11.00
Other
- Level: First
- Dimensions: 8.00 x 6.00
Storage Room
- Level: Second
- Dimensions: 7.00 x 6.00
Property
Details
- Parcel number: 30160031905300040220000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Blacktop Driveway,Deck
Lot
- Lot size: 3,645 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 38 x 96
Parking
- Total spaces: 3
- Parking features: No Garage
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $124 | $1,488 |
| Property Taxes | $324 | $3,888 |
| Electricity | $263 | $3,157 |
| Total | $1,848 | $22,176 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $225,000 |
| 2008-06-03 | Sold | $1,000 |
| 2007-10-22 | Sold | $837 |
| 1996-03-07 | Sold | $1,000 |
