1119 Jefferson Ave, Utica, NY, 13501
About This Home
Welcome to this meticulously maintained 4-bedroom, 2-bath home offering 2,412 square feet of comfortable living space on a generous quarter-acre lot. Rich in quality craftsmanship, this home showcases a stunning custom-built masonry fireplace with a beautiful bluestone granite hearth, oak ceiling, and custom shelving and closets in the family room and throughout the home. The inviting family room opens to a spacious deck, perfect for relaxing. A spacious main-level laundry room features a large built-in folding station and versatile multi-purpose space that can easily be tailored to your lifestyle. The detached garage features a workshop with built-in workbenches, a cast-iron stove, loft storage, a covered carport, and an additional storage shed. 2026 updates include new chimney masonry to be completed by end of July and new kitchen and hallway flooring. Exceptionally clean and meticulously maintained, this move-in-ready home offers the warmth, quality, and space that are increasingly difficult to find.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1940
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Brick,Vinyl Siding,Copper Plumbing,PEX Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dryer,Dishwasher,Electric Cooktop,Exhaust Fan,Gas Water Heater,Refrigerator,Range Hood,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom1
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Cedar Closet(s),Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Pantry,Sliding Glass Door(s),Bedroom on Main Level
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile,Laminate,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Foyer
- Level: First
Heating & Cooling
- Heating features: Electric,Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,412
- Total interior livable area: 2,412 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 319.78355
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Open,Porch
- Exterior features: Blacktop Driveway,Deck,Fully Fenced
- Fencing: Full
Lot
- Lot size: 9,104 sqft
- Features: Flag Lot,Near Public Transit
- Lot size dimensions: 76 x 120
Parking
- Total spaces: 4
- Parking features: Detached,Electricity,Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $367 | $4,404 |
| Electricity | $398 | $4,783 |
| Total | $2,194 | $26,328 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $245,000 |
| 2026-07-26 | Price change | $255,000 |
| 2026-06-16 | Listed for sale | $265,000 |
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