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1869 Merriline Ave, Utica, NY, 13502

4beds
2baths
2,080sqft
$145,000
$70price/sqft
$1,352/moest. monthly cost
$54,080/yrincome needed

About This Home

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1905

Materials

  • Roof: Asphalt
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Laminate,Varies

Heating

  • Heating features: Gas,Forced Air,Hot Water

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Property

Details

  • Parcel number: 30160032900800010420000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Deck
  • Exterior features: Balcony,Deck

Lot

  • Lot size: 4,800 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 60 x 80

Parking

  • Parking features: Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$67$804
Property Taxes $209$2,508
Electricity $343$4,124
Total$1,352$16,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,354/yr
40% on housing$40,560/yr
45% on housing$36,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 13502$121
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13502$162
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$145,000
2026-04-27Pending sale$159,000
2026-02-09Price change$159,000
2024-10-07Price change$147,000
2024-08-12Price change$165,000
2023-05-09Listed for sale$160,000
2021-04-23Sold$105,000
2021-02-15Pending sale$109,000
2021-02-08Price change$109,000
2021-01-30Listed for sale$109,900
2020-01-09Sold$29,900
2019-12-03Pending sale$29,900
2019-11-22Listed for sale$29,900
2019-10-02Pending sale$29,900
2019-08-13Price change$29,900
2019-07-16Listed for sale$34,900
2019-06-20Sold$69,678
2019-06-08Listed for sale$39,900
2019-04-09Listing removed--
2019-03-23Listed for sale--

For Sale by Agent

AgentMartin Gorton
BrokerageColdwell Banker Sexton Real Estate

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