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339 Lomond Pl, Utica, NY, 13502

2beds
1baths
1,120sqft
$249,900
$223price/sqft
$1,985/moest. monthly cost
$79,400/yrincome needed

About This Home

Don’t miss this rare opportunity to own a ranch home in desirable South Utica! This well-maintained 2-bedroom, 1-bath home is situated on a spacious corner lot and features beautiful hardwood floors throughout. The functional layout offers comfortable one-level living with a bright eat-in kitchen, generous living spaces, and an attached garage for added convenience. A large partially finished basement with endless possibilities. Whether you’re looking to downsize, purchase your first home, or invest in a sought-after neighborhood, this home offers endless potential. Conveniently located near shopping, restaurants, parks, schools, and major roadways. Ranch homes in South Utica are hard to find. Schedule your showing today!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1949

Materials

  • Foundation: Poured
  • Construction materials: Blown-In Insulation,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Freezer,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Separate/Formal Living Room,Living/Dining Room,Bedroom on Main Level
  • Flooring: Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Baseboard

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 30160032901100090010000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 10,301 sqft
  • Features: Corner Lot,Pie Shaped Lot
  • Lot size dimensions: 103 x 100

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$116$1,392
Property Taxes $360$4,320
Electricity $246$2,954
Total$1,985$23,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,057/yr
40% on housing$59,550/yr
45% on housing$52,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 13502$118
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13502$162
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$245,900
2026-07-29Listed for sale$249,900
1997-08-07Sold$46,000

For Sale by Agent

AgentSheila A. Beach
BrokerageThe Beach Real Estate Team

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