See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2505 Genesee St, Utica, NY, 13501

5beds
2baths
2,310sqft
$349,000
$151price/sqft
$2,840/moest. monthly cost
$113,600/yrincome needed

About This Home

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Range Hood
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Home Office,Convertible Bedroom
  • Flooring: Ceramic Tile,Laminate,Varies

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,310
  • Total interior livable area: 2,310 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 329.1226
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Covered,Open,Porch
  • Exterior features: Blacktop Driveway,Fence,Pool
  • Fencing: Partial

Lot

  • Lot size: 0.29 Acres
  • Features: Flag Lot,Near Public Transit
  • Lot size dimensions: 90 x 139

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$192$2,304
Property Taxes $503$6,036
Electricity $381$4,580
Total$2,840$34,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,371/yr
40% on housing$85,200/yr
45% on housing$75,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 13501$103
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13501$144
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$349,000
2026-02-03Listing removed$370,000
2025-10-10Price change$370,000
2025-07-23Listed for sale$379,900
2025-01-24Listing removed$385,000
2024-10-03Listed for sale$385,000
2024-08-19Listing removed--
2024-05-31Price change$399,000
2024-05-01Price change$450,000
2024-04-14Price change$495,000
2023-11-03Listed for sale$550,000
2022-07-26Sold$155,000
2022-06-27Pending sale$199,900
2022-05-25Price change$199,900
2022-04-05Listed for sale$219,900

For Sale by Agent

AgentAlen Zekic
BrokerageAssist2Sell Buyers & Sellers 1st Choice

Similar Homes