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76 Ballantyne Brae, Utica, NY, 13501

4beds
2baths
1,940sqft
$285,000
$147price/sqft
$2,328/moest. monthly cost
$93,120/yrincome needed

About This Home

Discover timeless elegance at 76 Ballantyne Brae, located in one of Utica’s most desirable neighborhoods. This meticulously maintained home offers classic charm with modern amenities, creating a comfortable and inviting atmosphere. Enjoy peace of mind with a new roof installed just three years ago, along with numerous, high-end amenities throughout. Ideal for a seamless transition, this property is available with a post-closing occupancy arrangement, allowing the current owners to remain through the end of August. Don't miss the opportunity to own this exceptional property

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Foundation: Block
  • Construction materials: Cedar,Frame,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Gas Oven,Gas Range,Gas Water Heater,Oven
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Den,Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Kitchen/Family Room Combo
  • Flooring: Ceramic Tile,Hardwood,Varies

Heating & Cooling

  • Heating features: Gas,Zoned,Baseboard,Hot Water
  • Cooling features: Zoned

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Property

Details

  • Parcel number: 30160033000900020180000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 6,211 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 46 x 135

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$157$1,884
Property Taxes $410$4,920
Electricity $320$3,847
Total$2,328$27,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,817/yr
40% on housing$69,840/yr
45% on housing$62,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 13501$103
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13501$144
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$309,900
2026-05-04Listed for sale$309,900
2023-03-24Sold$160,000
2023-01-06Contingent$164,900
2022-12-12Price change$164,900
2022-11-01Price change$179,900
2022-10-21Listed for sale$189,900
2003-11-06Sold$58,000

For Sale by Agent

AgentBrandyn Miller
BrokerageAssist2Sell Buyers & Sellers 1st Choice

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