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1604 Mohawk St, Utica, NY, 13501

5beds
2baths
2,160sqft
$199,900
$93price/sqft
$1,764/moest. monthly cost
$70,560/yrincome needed

About This Home

Come take a look at 1604 Mohawk Street in Utica. This roomy single-family home offers 5 bedrooms, 2 bathrooms, and 2,160 square feet of living space. Built in 1925, the property sits on an approximately 0.11-acre lot and includes a 1-car garage. The walk-up attic provides flexible additional space ideal for recreation, storage, a home office, or potential extra bedrooms. The backyard features its own garden with grapevines, blueberries, strawberries, flowers, and more perfect for the green thumb in you. Conveniently located near shopping centers, the Parkway, Utica Zoo, Valley View Golf Course, and just a short distance from Cafe Daniele. A solid home with room to grow in a practical East Utica location.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1925

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Oven,See Remarks,Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,Other,See Remarks,Convertible Bedroom
  • Flooring: Ceramic Tile,Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Property

Details

  • Parcel number: 330.12128
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 4,791 sqft
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 41 x 120

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$110$1,320
Property Taxes $288$3,456
Electricity $356$4,283
Total$1,764$21,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,480/yr
40% on housing$52,920/yr
45% on housing$47,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 13501$105
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13501$144
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$199,900
2026-07-31Listed for sale$199,900
2015-10-26Sold$70,000
2015-07-17Price change$75,900
2015-07-03Price change$81,900
2015-04-22Listed for sale$86,900
2013-02-28Listing removed$74,900
2012-08-08Listed for sale$74,900
2011-12-17Listing removed$74,900
2011-11-29Price change$74,900
2011-05-27Price change$89,900
2011-05-13Listed for sale$99,900
2002-09-18Sold$30,500

For Sale by Agent

AgentJonathan Cordero
BrokerageHunt Real Estate ERA

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