23 Union St, Camden, NY, 13316
About This Home
Investor Opportunity in Camden, NY! Bring your vision to life with this 3-bedroom, 1-bath home offering 1,360 square feet of potential. Ideal for anyone looking for a fixer-upper or flip project, this property provides great bones and a spacious layout to build equity. Features include off-street parking and a full, roomy basement that adds valuable storage or workshop space. Conveniently located near the heart of Camden, this home is ready for its next chapter — whether you’re an investor or handy homeowner looking to make it your own.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1850
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Eat-in Kitchen,Separate/Formal Living Room
- Flooring: Carpet,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,360
- Total interior livable area: 1,360 sqft
Property
Details
- Parcel number: 30300112801700040230000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Gravel Driveway
Lot
- Lot size: 2,173 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 33 x 65
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $151 | $1,812 |
| Home Insurance * | $17 | $204 |
| Property Taxes | $43 | $516 |
| Electricity | $246 | $2,954 |
| Total | $457 | $5,484 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-06 | Price change | $30,000 |
| 2025-10-08 | Listed for sale | $45,000 |
| 2023-06-26 | Sold | $9,250 |
| 2017-03-08 | Sold | $209,785 |
View on Zillow