




2168 Mad River Rd, Camden, NY, 13316
About This Home
Welcome to your own private oasis! This adorable cottage sits peacefully along the scenic Mad River, offering over 700 feet of river frontage and the perfect escape into nature. Relax on the back deck while taking in the calming sounds of the flowing water and surrounding wildlife right in your backyard. Inside, you’ll find a bright and inviting layout featuring 2 bedrooms and 2 full bathrooms, with cathedral ceilings that create an open, airy feel throughout the home. This property has direct access to NYS snowmobile trail system offering hundreds of miles of groomed trails. Also nearby is the Salmon River and Redfield Reservoir for all fishing enthusiasts. Whether you’re looking for a year-round residence, a weekend retreat, or a place to simply unwind and enjoy waterfront living, this charming property is one you won’t want to miss. This home is being sold mostly furnished, all it needs is you!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1998
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Gas Cooktop,Propane Water Heater,Refrigerator,Washer
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Cathedral Ceiling(s),Country Kitchen,Bedroom on Main Level
- Flooring: Carpet,Varies,Vinyl
Heating & Cooling
- Heating features: Propane,Forced Air
- Cooling features: Attic Fan
Interior Area
- Total structure area: 911
- Total interior livable area: 911 sqft
Property
Details
- Parcel number: 30308910900000020500000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Open,Porch,Screened
- Exterior features: Gravel Driveway,Porch,Propane Tank - Leased
- On waterfront: Yes
- Waterfront features: River Access,Stream
- Waterbody name: Mad River
- Frontage length: 717
Lot
- Lot size: 2.93 Acres
- Features: Pie Shaped Lot,Rural Lot
- Lot size dimensions: 637 x 111
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $396 | $4,752 |
| Electricity | $246 | $2,954 |
| Total | $2,188 | $26,256 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $274,900 |
| 2006-04-03 | Sold | $125,000 |
| 2000-07-19 | Sold | $123,000 |
| 1998-03-16 | Sold | $25,000 |
