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4044 Norton Rd, Forestport, NY, 13338

4beds
1baths
1,084sqft
$294,700
$272price/sqft
$2,304/moest. monthly cost
$92,160/yrincome needed

About This Home

Escape to your ADK Retreat! This charming Adirondack cottage blends rustic character with thoughtful updates.This inviting 4 bedroom, 1 bath cottage features an updated primary bedroom complete with a dedicated laundry room for your convenience. Inside, you'll find a warm and cozy atmosphere, highlighted by a wood burning stove- ideal for relaxing after a day of outdoor adventure. The 3 season front porch offers a peaceful spot to unwind, sip your morning coffee and take in the natural surroundings. For lake lovers, the option to join the Otter Lake Association provides easy access to the water. The full basement offers excellent storage or workshop potential. Perfectly situated near snowmobile trails and just minutes from all that Old Forge has to offer. A large adjacent lot conveys, providing extra space for recreation, privacy or future plans. If you are looking for a getaway retreat, this ADK cottage is ready for you to enjoy all that the mountains have to offer.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Town Of Webb SchoolGrades PK-1212.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Free-Standing Range,Oven,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Kitchen/Family Room Combo,Bedroom on Main Level,Main Level Primary
  • Flooring: Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Propane,Other,See Remarks,Stove
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 1,084
  • Total interior livable area: 1,084 sqft

Property

Details

  • Parcel number: 2.003278, 2.00312.10
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Dirt Driveway,Enclosed Porch,Porch,Propane Tank - Leased
  • Waterfront features: Beach Access,Lake
  • Waterbody name: Otter Lake

Lot

  • Lot size: 6,969 sqft
  • Features: Rectangular,Rectangular Lot,Wooded
  • Lot size dimensions: 71 x 150

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,490$17,880
Home Insurance *$144$1,728
Property Taxes $424$5,088
Electricity $246$2,954
Total$2,304$27,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,994/yr
40% on housing$69,120/yr
45% on housing$61,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 13338$219
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13338$213
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$294,700
2026-01-01Listing removed$294,700
2025-07-24Listed for sale$294,700
1994-01-21Sold$25,000

For Sale by Agent

AgentAudrey Strutynski
BrokerageBenn Realty

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