See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12962 State Route 28, Forestport, NY, 13338

3beds
2baths
1,380sqft
$220,000
$159price/sqft
$1,783/moest. monthly cost
$71,320/yrincome needed

About This Home

Welcome to your peaceful retreat at the gateway to the Adirondacks. Perfectly situated at the entrance of Adirondack State Park and just 20 minutes from Old Forge, this inviting home offers the ideal balance of nature, comfort, and convenience. Nestled adjacent to White Lake, you’ll enjoy a tranquil setting that’s perfect for relaxing, unwinding, and reconnecting with the outdoors. Inside, the home features three spacious bedrooms, providing plenty of room for family and guests. The primary suite offers a special touch of serenity, with a screened-in porch just off the bedroom—an ideal spot to enjoy your morning coffee, take in the surrounding views, or listen to the peaceful sounds of nature. A large living room creates a warm and welcoming space for gatherings, whether you're hosting holidays or enjoying quiet evenings at home. With two full bathrooms, daily living is both comfortable and convenient. An additional versatile room offers the perfect opportunity for a hobby space, home office, or creative studio—tailored to fit your lifestyle. The home is designed for year-round comfort, with multiple heating options including a pellet stove, furnace, and wood stove, giving you flexibility and efficiency through every season. Whether you’re looking for a full-time residence, seasonal getaway, or investment opportunity, this property delivers serenity, space, and access to one of New York’s most beloved outdoor destinations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Town Of Webb SchoolGrades PK-1213.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1923

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Architectural,Membrane,Rubber,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Propane Water Heater,Refrigerator,Washer

Basement

  • Basement: Crawl Space,Dirt Floor,None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Home Office,Country Kitchen,Bedroom on Main Level,Workshop
  • Flooring: Hardwood,Varies
  • Number of fireplaces: 3
  • Fireplace: Yes

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 1,380 sqft

Property

Details

  • Parcel number: 30380000800300020320000000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch,Screened
  • Exterior features: Dirt Driveway,Gravel Driveway,Porch,Propane Tank - Leased

Lot

  • Lot size: 1.39 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 150 x 404

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$108$1,296
Property Taxes $317$3,804
Electricity $246$2,954
Total$1,783$21,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,131/yr
40% on housing$53,490/yr
45% on housing$47,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 13338$224
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13338$213
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$245,000
2025-11-17Listing removed$250,000
2025-11-05Listed for sale$250,000
2025-10-02Contingent$250,000
2025-09-27Price change$250,000
2025-09-12Pending sale$265,000
2025-07-27Price change$265,000
2025-07-07Listed for sale$275,000
2025-06-20Contingent$275,000
2025-05-20Listed for sale$275,000
2006-01-13Sold$131,300
1997-05-30Sold$46,000
1993-09-30Sold$40,000

For Sale by Agent

AgentDean Oakes
BrokerageHomes Realty of Northern New York

Similar Homes