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6381 Martin Dr, Rome, NY, 13440

6beds
3baths
3,140sqft
$1,790,000
$570price/sqft
$13,135/moest. monthly cost
$525,400/yrincome needed

About This Home

Welcome to the Crown Jewel of Lake Delta – 6379 & 6381 Martin Drive They say real estate is all about location… but this one takes it to the next level. Nestled on 1.1 breathtaking lakefront acres, this rare dual-home estate sits on one of the most sought-after lots on Lake Delta — where the sunrises stretch endlessly across the water, and your backyard becomes your favorite vacation destination. The main residence is a sprawling 4-bedroom, 2-bath ranch, thoughtfully set closer to the road to maximize your expansive lakeside yard — a dream setting for gatherings, endless outdoor activities or peaceful mornings with coffee. The open-concept layout flows beautifully, and the 3-car attached garage ensures space for cars, toys, and lake gear. But that’s not all. Just across the shared drive, the 2-bedroom, 1-bathroom carriage house is the ultimate flex space — perfect for added income, extended family, guests, or even a private home office. It comes complete with its own attached garage and entrance, allowing privacy with all the perks of proximity. Both homes have been meticulously upgraded, with every detail thoughtfully designed to maximize comfort, style and the natural beauty of the surroundings. Whether you’re looking for a year-round lakefront dream home, a multi-generational compound, or a high-potential short-term rental property, this one checks every box — and then some. Postcard views. Endless potential. Two homes. One chance.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

2/10
Stokes Elementary SchoolGrades K-60.9 mi
3/10
4/10
Rome Free AcademyGrades 9-126.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1952

Materials

  • Foundation: Block,Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coach/Carriage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Exhaust Fan,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Range Hood,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 6

Features

  • Den,Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Main Level Primary
  • Flooring: Carpet,Hardwood,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,140
  • Total interior livable area: 3,140 sqft

Property

Details

  • Parcel number: 30420017100300060900000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 1.10 Acres
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 138 x 159

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,051$108,612
Home Insurance *$986$11,832
Property Taxes $2,580$30,960
Electricity $518$6,226
Total$13,135$157,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$450,342/yr
40% on housing$394,050/yr
45% on housing$350,266/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$570This listing

vs Other Active Listings

Avg $/sqft

ZIP 13440$120
Oneida County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 13440$131
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-21Price change$1,930,000
2025-07-24Listed for sale$2,200,000
2023-01-21Listing removed--
2022-07-15Listed for sale$1,500,000

For Sale by Agent

AgentMichael J Miner
BrokerageMiner Realty & Prop Management

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