32 Morgan Ln, New Hartford, NY, 13413
About This Home
Welcome to a home that truly has it all. From the moment you arrive, massive windows, beautifully landscaped grounds, and a fully fenced yard set the tone for what’s waiting inside — space, style, and every upgrade you’ve been looking for. Entertain in style with your own backyard oasis featuring an in-ground pool with diving board, a 6-person hot tub, covered deck, and shed. The oversized drywall-finished garage offers direct basement access, and a brand new roof (October 2025) means peace of mind from day one. Inside, soaring cathedral ceilings, a dramatic double-sided fireplace, and walls of windows flood the space with natural light. The open-concept living and family room flow into a massive kitchen with a new stove — ideal for gatherings large and small. A wet bar and gleaming hardwood floors complete the main living and dining areas. A functional mudroom with laundry, half bath, and closet keeps daily life organized and out of sight. Upstairs, the primary suite with a loft is a true retreat featuring a soaking tub, separate shower, dedicated sink area, and two closets. Three additional bedrooms offer generous space with oversized closets throughout. The finished basement rounds it out with a full bath, tons of storage, poured foundation, and sump pump for year-round confidence. This is Central New York living at its finest.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1988
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Cedar,Copper Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Water Heater,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Wet Bar,Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Hot Tub/Spa,Jetted Tub,Kitchen Island,Pantry,Sliding Glass Door(s),Storage,Solid Surface Counters,Convertible Bedroom,Loft,Bath in Primary Bedroom
- Door features: Sliding Doors
- Window features: Thermal Windows
- Flooring: Carpet,Ceramic Tile,Hardwood,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,698
- Total interior livable area: 2,698 sqft
Property
Details
- Parcel number: 30488933800800020030000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground
- Patio & porch: Covered,Deck,Patio,Porch
- Exterior features: Blacktop Driveway,Deck,Fence,Hot Tub/Spa,Pool,Patio
- Has spa: Yes
- Spa features: Hot Tub
- Fencing: Partial
Lot
- Lot size: 0.82 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 100 x 356
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,615 | $43,380 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $1,030 | $12,360 |
| Electricity | $445 | $5,350 |
| Total | $5,375 | $64,500 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $695,000 |
| 2026-07-05 | Price change | $715,000 |
| 2026-06-25 | Listed for sale | $725,000 |
| 2011-08-26 | Sold | $329,000 |
| 1992-04-06 | Sold | $218,500 |
View on Zillow