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2831 Oneida St, Sauquoit, NY, 13456

4beds
2baths
1,920sqft
$449,500
$234price/sqft
$3,433/moest. monthly cost
$137,320/yrincome needed

About This Home

Back on the Market! A Hidden Gem on Onedia St. Privacy, Beauty & Style All in One Welcome to 2381 Onedia St., Sauquoit - where the setting truly makes all the difference. Tucked far from the road down a long private drive, this property delivers all kinds of peace and serenity that's hard to find. Sip your morning coffee on the front porch or back deck surrounded by birdsong and nature, all on nearly 1 acre of beautifully manicured grounds - your own private retreat. Step inside and fall in love with the stunning new Quartz kitchen counters - featuring an oversized island, wine cooler and window seat - the true heart of the home. The open layout flows effortlessly into the family room, making it perfect for entertaining and everyday living. Highlights include: Open-concept kitchen & family room - made for gathering Formal dining room for special occasions Inviting living room with fireplace & hardwood floors Spacious bedrooms throughout Showstopping, fully updated bathroom Newer windows & roof for peace of mind. This home offers a rare blend of privacy, elegance, and modern updates - a truly special place ready for its next chapter. Don't miss your chance to make unforgettable memories here.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Blown-In Insulation,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Disposal,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Second
  • Dimensions: 16.00 x 11.00

Bedroom2

  • Level: Second
  • Dimensions: 12.00 x 11.00

Bedroom3

  • Level: Second
  • Dimensions: 11.00 x 11.00

Bedroom4

  • Level: Second
  • Dimensions: 10.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 13.00 x 11.00

Family Room

  • Level: First
  • Dimensions: 14.00 x 12.00

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room
  • Window features: Thermal Windows
  • Flooring: Hardwood,Laminate,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen

  • Level: First
  • Dimensions: 20.00 x 13.00

Property

Details

  • Parcel number: 30508936800500010020040000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch
  • Exterior features: Blacktop Driveway,Private Yard,See Remarks

Lot

  • Lot size: 0.88 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 124 x 310

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,272$27,264
Home Insurance *$196$2,352
Property Taxes $648$7,776
Electricity $317$3,807
Total$3,433$41,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,702/yr
40% on housing$102,990/yr
45% on housing$91,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 13456$133
Oneida County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 13456$140
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$449,500
2002-04-12Sold$140,000
2001-01-03Sold$135,960

For Sale by Agent

AgentMary B. Combs
BrokerageColdwell Banker Sexton Real Estate

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