See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2639 Oneida St, Sauquoit, NY, 13456

2beds
2baths
1,273sqft
$239,900
$188price/sqft
$1,908/moest. monthly cost
$76,320/yrincome needed

About This Home

Welcome to this beautifully maintained country property offering the perfect blend of comfort, functionality, and space to enjoy both inside and out. Situated on a generous lot in the Sauquoit Valley, this inviting home is filled with natural light, warm finishes, and versatile living spaces designed for everyday living and entertaining. The heart of the home is the spacious eat-in kitchen featuring abundant cabinetry, ample countertop space, and a center island that flows effortlessly into the dining area—creating the perfect setting for gatherings with family and friends. The comfortable living room showcases hardwood flooring and plenty of room to relax, while the convenient first-floor laundry and a full bathroom add everyday practicality. Upstairs, you'll find two generously sized bedrooms and an additional full bathroom, providing a comfortable and private retreat. Step outside to enjoy the welcoming front porch, ideal for morning coffee or unwinding at the end of the day while taking in the peaceful surroundings. One of the property's standout features is the impressive 24' x 20' outbuilding, offering two garage stalls, a 220-volt electrical outlet, and a full-size loft, making it an exceptional space for hobbyists, mechanics, contractors, storage, or future workshop possibilities. With a spacious yard, plenty of parking, and a location that offers the tranquility of country living while remaining just minutes from New Hartford, Clinton, schools, shopping, restaurants, and everyday conveniences, 2639 Oneida Street presents an outstanding opportunity to own a move-in-ready home with exceptional versatility. Whether you're looking for your first home, room to grow, or the perfect place to enjoy a quieter lifestyle with extra workspace, this property is ready to welcome you home.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Range,Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Den,Separate/Formal Living Room,Kitchen Island,Pantry
  • Flooring: Hardwood,Tile,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,273
  • Total interior livable area: 1,273 sqft

Property

Details

  • Parcel number: 30508936801000010440020000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Fence,Gravel Driveway
  • Fencing: Partial

Lot

  • Lot size: 0.50 Acres
  • Features: Pie Shaped Lot,Residential Lot
  • Lot size dimensions: 0 x 411

Parking

  • Total spaces: 2
  • Parking features: Detached,Electricity,Garage,Storage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$104$1,248
Property Taxes $345$4,140
Electricity $246$2,954
Total$1,908$22,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,417/yr
40% on housing$57,240/yr
45% on housing$50,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 13456$145
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13456$140
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$225,000
2026-07-16Listed for sale$239,900
2025-03-11Listing removed$2,000
2025-02-28Listed for rent$2,000
2021-01-22Sold$145,000
2020-10-20Pending sale$149,900
2020-10-14Price change$149,900
2020-09-02Price change$156,900
2020-08-15Listed for sale$164,900
2017-08-08Sold$141,800
2017-05-10Listing removed$138,000
2017-01-25Price change$138,000
2017-01-10Price change$129,900
2016-12-21Price change$138,000
2016-12-13Listed for sale$143,000

For Sale by Agent

AgentBrandon Mosher
BrokerageRiver Hills Properties LLC Lf

Similar Homes