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2765 King Rd, Sauquoit, NY, 13456

3beds
2baths
1,560sqft
$255,000
$163price/sqft
$2,024/moest. monthly cost
$80,960/yrincome needed

About This Home

Welcome home to this inviting three-bedroom, one and half bath raised ranch located in the highly sought-after Sauquoit School District. This well-maintained home offers a spacious and functional layout, perfect for both everyday living and entertaining. The main level features a large, sun-filled living room, a cozy gas fireplace, and hardwood floors hidden beneath the carpeting, ready to be revealed. The kitchen and dining area provide easy access to a covered deck overlooking a private backyard—an ideal setting for relaxing or hosting gatherings. The lower level offers a walk-out basement complete with a comfortable family room, additional storage space, and great potential for a variety of uses. With generous living areas, charming features, and a desirable location, this home is ready for its next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1963

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding,Attic/Crawl Hatchway(s) Insulated

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Water Purifier Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sump Pump

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Living/Dining Room,Pantry,Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 520

Foyer

  • Level: First

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Property

Details

  • Parcel number: 30508936900000010040000000
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Open,Porch
  • Exterior features: Concrete Driveway,Deck

Lot

  • Lot size: 0.32 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 120 x 115

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Storage,Workshop in Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$111$1,332
Property Taxes $367$4,404
Electricity $257$3,093
Total$2,024$24,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,394/yr
40% on housing$60,720/yr
45% on housing$53,973/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 13456$145
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13456$140
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$289,000
2026-04-23Listed for sale$299,000
2004-06-29Sold$126,000

For Sale by Agent

AgentPaul F. Sacco
BrokerageHoward Hanna Cny Inc

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