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9626 Main St, Remsen, NY, 13438

6beds
4baths
2,572sqft
$220,000
$86price/sqft
$2,025/moest. monthly cost
$81,000/yrincome needed

About This Home

Step into timeless charm with modern comfort in this beautifully renovated 1889 two-story home, thoughtfully converted into two spacious apartments. Perfect for investors or owner-occupants, this property blends historic character with contemporary upgrades. Each apartment features 3 generously sized bedrooms and 2 full bathrooms, offering ample space for comfortable living. Inside, you’ll find stunning 10-foot ceilings that enhance the open, airy feel, along with brand-new kitchens complete with modern finishes and fixtures. New flooring throughout adds a fresh, cohesive look while maintaining the home’s classic appeal. Extensively renovated from top to bottom, this property provides peace of mind with updated systems and stylish interiors, making it truly move-in ready. Whether you're looking to generate rental income or live in one unit while renting the other, this versatile home offers exceptional opportunity. Don’t miss your chance to own a piece of history—reimagined for today’s lifestyle.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Remsen Elementary SchoolGrades PK-60.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1889

Materials

  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Luxury Vinyl,Varies

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 2,572
  • Total interior livable area: 2,572 sqft

Property

Details

  • Parcel number: 30520115900700020110000000
  • Special condition: Standard

Lot

  • Lot size: 4,769 sqft
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 45 x 106

Parking

  • Parking features: Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$171$2,052
Property Taxes $317$3,804
Electricity $425$5,100
Total$2,025$24,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,428/yr
40% on housing$60,750/yr
45% on housing$54,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 13438$170
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13438$97
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-05Listed for sale$249,000
2026-03-25Listing removed$295,000
2025-11-13Price change$295,000
2025-09-25Listed for sale$310,000
2024-04-17Listing removed--
2024-04-17Listed for sale$85,000
2023-11-20Pending sale$85,000
2023-11-08Contingent$85,000
2023-10-15Price change$85,000
2023-07-31Price change$89,500
2023-07-04Listed for sale$92,500
1993-11-10Sold$25,000

For Sale by Agent

AgentKeith Brown
BrokerageBenn Realty

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