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9200 Brown Tract Rd, Remsen, NY, 13438

2beds
3baths
1,729sqft
$525,000
$304price/sqft
$4,104/moest. monthly cost
$164,160/yrincome needed

About This Home

This well-maintained chalet has stunning Kayuta Lake views. The window wall in the living room frames woods and water -- peaceful, private and move-in ready. Three levels of living space: main floor with flexible large room (TV/dining or easily converted to bedroom), kitchen with island, gas range, sink, refrigerator and dining area, laundry/utility with sink, dishwasher and abundant storage, plus a full bath with shower. A bright, lakeside living room leads upstairs which features a loft bedroom, full bath, walk-through closet and bonus room for office, playroom or storage. The lower walk-out level offers another bedroom, TV room with electric fireplace, full bath with shower and direct access to the lake. Detached garage with workshop, fenced yard for pets and plenty of space for toys and equipment. The waterfront on Kayuta Lake is owned by the NYS Canal Authority however, a permit of $100. annually gives you full use for a dock and water activities. Comes furnished with some exceptions.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Remsen Elementary SchoolGrades PK-64.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1999

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Adirondack,Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Exterior Entry,Full,Interior Entry,Partially Finished,Sump Pump,Walk-Out Access

Bathroom1

  • Features: Hardwood
  • Level: First
  • Area: 45
  • Dimensions: 5 x 9

Bathroom2

  • Features: Ceramic Tile
  • Level: Second
  • Area: 36
  • Dimensions: 4 x 9

Bathroom3

  • Features: Ceramic Tile
  • Level: Lower
  • Area: 50
  • Dimensions: 5 x 10

Bedroom1

  • Features: Hardwood
  • Level: Second
  • Area: 300
  • Dimensions: 12 x 25

Bedroom3

  • Features: Carpet
  • Level: Lower
  • Area: 108
  • Dimensions: 9 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Bonus Room

  • Features: Hardwood
  • Level: First
  • Area: 204
  • Dimensions: 12 x 17

Bonus Room

  • Features: Hardwood
  • Level: Second
  • Area: 108
  • Dimensions: 9 x 12

Dining Room

  • Features: Hardwood
  • Level: First
  • Area: 72
  • Dimensions: 8 x 9

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Natural Woodwork
  • Door features: Sliding Doors
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Stone
  • Number of fireplaces: 1
  • Fireplace features: Basement,Fire Pit,Propane
  • Fireplace: Yes
  • Finished area below ground: 145
  • Finished area above ground: 1,584

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,065
  • Total interior livable area: 1,729 sqft

Kitchen

  • Features: Hardwood
  • Level: First
  • Area: 870
  • Dimensions: 87 x 10

Laundry

  • Features: Hardwood
  • Level: First
  • Area: 616
  • Dimensions: 8 x 77

Living Room

  • Features: Hardwood
  • Level: First
  • Area: 228
  • Dimensions: 12 x 19

Living Room

  • Features: Carpet
  • Level: Lower
  • Area: 234
  • Dimensions: 13 x 18

Other

  • Features: Hardwood
  • Level: First
  • Area: 464
  • Dimensions: 8 x 58

Utility Room

  • Level: Lower
  • Area: 336
  • Dimensions: 16 x 21

Property

Details

  • Parcel number: 85.004238
  • Zoning: Residential
  • Other equipment: Dehumidifier,Generator,Satellite Dish

Features

  • Levels: Tri-Level
  • Stories: 3
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Dock,Dog Run
  • Spa features: None
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Lake,Neighborhood
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Privileges
  • Waterbody name: Kayuta Lake
  • Frontage type: See Remarks
  • Topography of land: Sloping

Lot

  • Lot size: 0.56 Acres
  • Features: Sloped,Waterfront,Wooded
  • Lot size dimensions: 68 X 365

Parking

  • Total spaces: 6
  • Parking features: Covered,Deck,Garage Door Opener,Heated Garage,Lighted,Paved,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$409$4,908
Property Taxes $756$9,072
Electricity $285$3,428
Total$4,104$49,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,708/yr
40% on housing$123,120/yr
45% on housing$109,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 13438$155
Oneida County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 13438$97
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$525,000
2026-07-30Listed for sale$525,000
2026-07-09Listing removed$500,000
2026-06-25Listed for sale$500,000
2015-08-27Sold$140,000
2012-09-19Sold$259,000
2012-08-10Listed for sale$259,900

For Sale by Agent

AgentDawn Timm
BrokerageTimm Associates Sothebys International Realty

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