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6309 Lakeshore Rd S, Canastota, NY, 13032

5beds
3baths
2,696sqft
$699,000
$259price/sqft
$5,327/moest. monthly cost
$213,080/yrincome needed

About This Home

Located on one of Oneida Lake's most desirable waterfront streets, you'll love being able to take a walk, visit neighbors, enjoy the nearby marina, and come home to beautiful Oneida Lake. This year round waterfront home offers the flexibility everyone is looking for with a unique split ranch design. The main level features a private primary suite, two additional bedrooms, another full bath, first floor laundry, and bright open living spaces. Above the heated two car garage is a separate addition with two more bedrooms, a full bath, and a bonus room, making it perfect for guests, extended family, a private in law suite, or even an Airbnb. The great room features cathedral ceilings, hardwood floors, a gas fireplace, and an entire wall of windows overlooking the lake. The spacious kitchen offers granite countertops, an oversized island, built in cabinetry, and plenty of cabinet and counter space. My favorite part of the house is the screened porch. It is SO nice. Right off the kitchen and living room, it's the perfect place for your morning coffee, reading a book, or simply relaxing while enjoying the lake breeze and water views. Outside, the flat backyard leads to 50 feet of waterfront with plenty of room for entertaining, yard games, or relaxing by the lake. Enjoy the lakeside patio, gather around the fire pit near the shoreline, spend your days swimming, or head out from your private dock to enjoy everything Oneida Lake has to offer. Additional features include central air, a heated attached garage with an oversized storage or hobby room, and a storage shed. You are going to LOVE this home! Between the amazing waterfront, flexible layout, incredible lake views, and one of Oneida Lake's best locations, this is a property you'll be excited to come home to every day.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Durhamville SchoolGrades 4-54.1 mi
2/10
5/10
Oneida Senior High SchoolGrades 9-127.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Den,Entrance Foyer,Separate/Formal Living Room,Guest Accommodations,Granite Counters,Great Room,Country Kitchen,Kitchen Island,Storage,Bedroom on Main Level,Main Level Primary,Primary Suite,Workshop
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Propane,Forced Air,Hot Water
  • Cooling features: Ductless,Attic Fan,Central Air

Interior Area

  • Total structure area: 2,696
  • Total interior livable area: 2,696 sqft

Property

Details

  • Parcel number: 30620026701400010120000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch,Screened
  • Exterior features: Blacktop Driveway,Dock,Porch,Patio,See Remarks,Propane Tank - Leased
  • On waterfront: Yes
  • Waterfront features: Beach Access,Dock Access,Lake
  • Waterbody name: Oneida Lake
  • Frontage length: 50

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 50 x 247

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Circular Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$341$4,092
Property Taxes $1,007$12,084
Electricity $445$5,346
Total$5,327$63,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,640/yr
40% on housing$159,810/yr
45% on housing$142,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 13032$138
Oneida County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 13032$168
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$699,000
2026-08-01Listed for sale$699,000
2024-12-12Sold$630,000
2024-10-09Pending sale$629,900
2024-08-30Price change$629,900
2024-07-19Listed for sale$645,000
2023-05-25Sold$575,000
2023-04-25Pending sale$619,000
2023-04-10Contingent$619,000
2023-02-14Listed for sale$619,000
2023-01-12Contingent$619,000
2023-01-10Listed for sale$619,000
2022-11-14Contingent$619,000
2022-11-04Price change$619,000
2022-10-11Listed for sale$649,900
2016-01-15Sold$355,000
2015-12-18Pending sale$399,900
2015-07-22Price change$399,900
2015-06-26Price change$424,900
2015-06-11Price change$449,900
2015-06-05Listed for sale$334,108
1994-08-10Sold$100,000

For Sale by Agent

AgentErica Laquidara
BrokerageHunt Real Estate ERA

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