318 Drive 38, Cleveland, NY, 13042
About This Home
What an incredible opportunity this cozy cottage offers for anyone seeking a relaxing weekend getaway! This charming home boasts over 600 sq. ft. of thoughtfully designed space, complete with two inviting bedrooms, a full bath, a first-floor laundry for added convenience, and a fully equipped kitchen ready for all your culinary adventures. The property has had several impressive updates, including a brand-new metal roof on the main house, replacement windows, and the addition of cellulose and spray foam insulation to keep things comfortable year-round. A new drainage system with a sump pump has been installed in the basement, and even the roof on the free-standing garage has been replaced, so you can move in with peace of mind. Set on just under three-quarters of an acre, the cottage features stairs from the property leading down to the beach area, where you’ll find 183 feet of waterfront – perfect for relaxing by the water or enjoying the panoramic lake views. The setting is wonderfully quiet and serene, making it an ideal spot to unwind. Plus, you’re 30 minutes from Syracuse and just minutes from Sylvan Beach, so convenience and adventure are always close at hand. To top it off, the home now features a new propane heating system, ensuring cozy warmth no matter the season. If you’re looking for a picturesque retreat with plenty of updates and a stunning lakeside location, this cottage truly checks all the boxes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1940
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Blown-In Insulation,Block,Concrete,Spray Foam Insulation,Wood Siding,Copper Plumbing,PEX Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Free-Standing Range,Microwave,Oven,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level,Main Level Primary
- Flooring: Hardwood,Varies,Vinyl
Heating & Cooling
- Heating features: Propane,Wall Furnace
- Cooling features: Window Unit(s),Wall Unit(s)
Interior Area
- Total structure area: 600
- Total interior livable area: 600 sqft
Property
Details
- Parcel number: 30648923500800010120000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Dirt Driveway,Deck,Gravel Driveway,Propane Tank - Leased
- On waterfront: Yes
- Waterfront features: Lake,Other,See Remarks
- Waterbody name: Oneida Lake
- Frontage length: 183
Lot
- Lot size: 0.70 Acres
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 171 x 177
Parking
- Total spaces: 1
- Parking features: Detached,Garage,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,350 | $16,200 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $384 | $4,608 |
| Electricity | $246 | $2,954 |
| Total | $2,109 | $25,308 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $299,000 |
| 2026-04-27 | Listed for sale | $327,000 |
| 2024-11-26 | Listing removed | -- |
| 2024-08-28 | Price change | $230,000 |
| 2024-07-10 | Price change | $224,900 |
| 2024-07-04 | Listed for sale | $219,500 |
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