34 Morgan Ave, Oneonta, NY, 13820
About This Home
West End Oneonta 5 BR Home! First time on the market in over 25 years. Are you looking for a spacious home or investment? Close to Cooperstown All Star Village baseball camp. There are 2 Full bathrooms, one on each level. There is even a first floor bedroom AND first floor laundry. First floor also includes a LR, DR, family room and nice kitchen with island. Yes it needs updating but at this price you can afford to do the updates and make it your own. Private backyard and deck for relaxing. It is very close to Greater Plains Elementary School. If you work from home you will be happy to know Spectrum Cable and Hi Speed Internet are available here.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1912
Materials
- Foundation: Stone
- Roof: Asphalt,Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Free-Standing Range,Gas Water Heater,Microwave,Oven,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Separate/Formal Dining Room,Separate/Formal Living Room,Kitchen Island,Other,See Remarks,Bedroom on Main Level
- Flooring: Carpet,Hardwood,Tile,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,976
- Total interior livable area: 1,976 sqft
Property
Details
- Parcel number: 299.764
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Open,Porch
- Exterior features: Dirt Driveway,Deck
Lot
- Lot size: 0.25 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 90 x 120
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $82 | $984 |
| Property Taxes | $224 | $2,688 |
| Electricity | $326 | $3,918 |
| Total | $1,516 | $18,192 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $174,900 |
| 2026-02-01 | Price change | $190,000 |
| 2025-12-05 | Listed for sale | $215,000 |
| 1999-05-21 | Sold | $22,000 |
| 1998-08-03 | Sold | $92,598 |
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