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3110 Harrow Dr, Billings, MT, 59102

4beds
2baths
3,075sqft
$325,000
$106price/sqft
$2,076/moest. monthly cost
$83,040/yrincome needed

About This Home

Positioned in a convenient Northwest Billings location, this 4-bedroom, 2-bath home offers a great opportunity for buyers looking to build equity, ideally situated near Rocky Mountain College and the medical corridor surrounding Montana State University Billings. This property is ready for updates and personal vision, featuring a functional layout with 1 bedroom and 1 bathroom on the upper level, 2 bedrooms and 1 bathroom on the main level, and an additional non-egress bedroom in the basement with a bonus room, along with a covered carport and detached garage with additional storage in the back—perfect for those seeking a project with solid upside in a desirable central location. Being sold-as-is.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Roof: Asphalt,Membrane,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,017

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 3,075 sqft

Property

Details

  • Parcel number: A04075
  • Zoning description: Suburban Neighborhood Residential

Features

  • Levels: One,Two
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Sprinkler/Irrigation
  • Fencing: None

Lot

  • Lot size: 9,748 sqft
  • Features: Landscaped,Level,Rim Lot

Parking

  • Total spaces: 3
  • Parking features: Carport,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance $197$2,364
Property Taxes $25$300
Electricity $211$2,533
Total$2,076$24,912

Income You'd Need if You Spent...

35% on housing$71,177/yr
40% on housing$62,280/yr
45% on housing$55,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 59102$147
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59102$168
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Contingent$325,000
2026-05-06Listed for sale$325,000

For Sale by Agent

AgentShawna Morales
BrokerageEngel & Voelkers

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