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1508 11th St W, Billings, MT, 59102

4beds
2baths
--sqft
$396,900
--price/sqft
$2,573/moest. monthly cost
$102,920/yrincome needed

About This Home

Excellent multi-family investment opportunity! This up/down duplex offers two separate 2 bedroom, 1 bath units with a total of 2,108 sq. ft. of living space—approximately 1,054 sq. ft. on the main level and 1,054 sq. ft. in the lower level. The property sits on a 7,000 sq. ft. lot with a partially fenced yard, storage shed, and deck. The main floor unit features a comfortable living room, a kitchen and dining area and patio door access, two bedrooms and a full bathroom. The lower level unit includes a living room, kitchen and dining area, two bedrooms, and a full bathroom. A shared laundry area adds convenience for both units. With separate living spaces, practical amenities, and off-street parking, this property is a strong option for investors or owner-occupants looking for multi-family potential.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

6/10
3/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1977

Materials

  • Roof: Asphalt
  • Construction materials: Masonite

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Property

Details

  • Parcel number: A04188
  • Zoning description: N2 - Mid-Century Neighborhood Residential

Features

  • Levels: Two
  • Stories: 1

Lot

  • Lot size: 7,000 sqft
  • Features: Interior Lot,Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,006$24,072
Home Insurance $240$2,880
Property Taxes $176$2,112
Electricity $151$1,812
Total$2,573$30,876

Income You'd Need if You Spent...

35% on housing$88,217/yr
40% on housing$77,190/yr
45% on housing$68,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 59102$146
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59102$168
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Listed for sale$396,900
2019-03-30Listing removed$850
2019-03-01Listed for rent$850

For Sale by Agent

AgentChris Dunn
BrokerageMontana Real Estate Brokers

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