20 Genesee St, Cherry Valley, NY, 13320
About This Home
A spacious Victorian 4 bed 2 bath large bedroom where all can be opened or closed off with individual access 15x9 , 13x12, 13x12, 15x12 bedrooms Living rooms 29x20, 16x12 ,12x15 Kitchen 15x18 with center island with sink and seats 2 Basement washer dryer with detached 1 car garage with interior access storage For sale by owner 607 264 4016 Nathanprime@ymail.com
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Asphalt
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Wall,Oil
- Cooling features: None
Interior Area
- Total interior livable area: 2,150 sqft
Property
Details
- Parcel number: 362401581312800
Features
- Exterior features: Wood
- Has view: Yes
- View description: None
Lot
- Lot size: 0.26 Acres
Parking
- Total spaces: 3
- Parking features: Garage - Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $909 | $10,908 |
| Home Insurance * | $363 | $4,356 |
| Property Taxes | $230 | $2,760 |
| Electricity | $355 | $4,263 |
| Total | $1,857 | $22,284 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $175,000 |
| 2017-03-16 | Sold | $85,000 |
| 2017-03-15 | Listed for sale | $89,000 |
| 2017-03-15 | Pending sale | $89,000 |
| 2016-11-16 | Listing removed | $89,000 |
| 2016-10-19 | Price change | $89,000 |
| 2016-06-03 | Price change | $89,900 |
| 2016-03-17 | Listed for sale | $99,900 |
| 2015-07-31 | Listing removed | $129,000 |
| 2014-02-28 | Listed for sale | $129,000 |
| 1998-07-28 | Sold | $110,000 |
View on Zillow