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128 Bert White Rd, Edmeston, NY, 13335

4beds
3baths
2,130sqft
$449,000
$211price/sqft
$3,275/moest. monthly cost
$131,000/yrincome needed

About This Home

Picture - Perfect Country Setting on 5.25 picturesque acres. This beautifully maintained 4-bedroom, 2.5 bath home with a 3-car detached garage offers the ideal blend of privacy, comfort, and rural charm. Enjoy sweeping views of the sparkling pond, open fields, and rolling mountains, all framed by mature maple and cherry blossom trees, perennial gardens, and fragrant lilacs. The home features numerous updates, including windows, exterior doors, vinyl siding, LeafGuard aluminum gutters, a covered front porch and Trex composite decking. The beautifully renovated kitchen offers generous workspace, quality solid oak cabinetry with convenient pull-out drawers, and radiant-heated wood floors- perfect for everyday living and entertaining. Gather and relax in this spacious living room highlighting a lovely brick fireplace and pellet stove, creating a warm and inviting space for cozy winter evenings. The expansive first-floor primary suite includes a cathedral pine ceiling, full bath with a walk-in shower, washer and dryer and a walk-in closet. Upstairs, you will find three additional bedrooms, a full bath, and ample storage throughout. A well-built 3-car detached garage with electric and a concrete floor offering excellent space for vehicles, hobbies, or a workshop. A small barn with four built-in stalls- perfect for chickens, small livestock or hobby farming. Conveniently located just 25-30 minutes from Cooperstown, New Hartford, and Oneonta, this exceptional property provides the peaceful country living with easy access to area amenities. Experience the charm of Edmeston, NY-a small town with a big heart.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Edmeston Central SchoolGrades PK-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Partial,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Eat-in Kitchen,Pantry,Main Level Primary,Primary Suite
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Oil,Baseboard,Radiant Floor,Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,130
  • Total interior livable area: 2,130 sqft

Property

Details

  • Parcel number: 36280010800000010340000000
  • Special condition: Standard
  • Horse amenities: Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Blacktop Driveway,Deck,Private Yard,See Remarks
  • Waterfront features: Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 5.25 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 822 x 660

Parking

  • Total spaces: 3
  • Parking features: Detached,Electricity,Garage,Storage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$77$924
Property Taxes $576$6,912
Electricity $352$4,224
Total$3,275$39,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,285/yr
40% on housing$98,250/yr
45% on housing$87,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 13335$197
Otsego County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 13335$173
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$449,000

For Sale by Agent

AgentSusan Carpenter
BrokerageCARE Brokerage

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