106 Main St, Laurens, NY, 13796
About This Home
Charming Village home newly renovated down to the studs. Ideal first home, downsize or investment property. Move in ready. New electrical, plumbing, heating/cooling systems (ductless mini splits), new roof, new walls, New recessed lighting through out, Air exchanger in Attic, new vinyl plank flooring, spray foam insulation, newly painted. New windows upstairs and replacement downstairs, new exterior doors and landscaping. Open floor plan down stairs living space with Galley kitchen, epoxy butcher block countertops ,New RTA Maple cabinets with soft close drawers and doors . All new stainless steel appliances dishwasher, microwave, electric range and refrigerator. First floor bedroom( other uses as study/den/guest room etc.) with 3/4 bathroom with curved corner shower and maple sink vanity. 2nd floor bedroom suite with spacious closet with auto sensing lights and movable shelving, and a private 3/4 bath with walk in shower and maple sink vanity and cabinets, laundry area (new washer and dryer). Exterior is newly painted, and newly stained large deck off the rear of house, great for entertaining or just relaxing, and a spacious yard to garden or play with pets . Ideal location ,minutes to Oneonta, I-88 ,Cooperstown Hartwick and Baseball dreams camps.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1875
Materials
- Foundation: Stone
- Roof: Asphalt,Architectural,Shingle
- Construction materials: Attic/Crawl Hatchway(s) Insulated,Frame,Spray Foam Insulation,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
Basement
- Basement: Crawl Space,Dirt Floor,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Galley Kitchen,Pull Down Attic Stairs,Bedroom on Main Level
- Flooring: Laminate,Varies
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Ductless,Electric
- Cooling features: Ductless
Interior Area
- Total structure area: 1,174
- Total interior livable area: 1,174 sqft
Property
Accessibility
- Accessibility features: Accessible Bedroom
Details
- Parcel number: 36340124001100020150000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Porch
- Exterior features: Blacktop Driveway,Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach Access,River Access,Stream
- Waterbody name: Otego Creek
- Frontage length: 90
Lot
- Lot size: 9,583 sqft
- Features: Flood Zone,Irregular Lot
- Lot size dimensions: 90 x 114
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $352 | $4,224 |
| Electricity | $246 | $2,954 |
| Total | $2,113 | $25,356 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $274,900 |
| 2025-03-03 | Sold | $70,000 |
| 2000-09-25 | Sold | $34,000 |
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