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6607 State Highway 7, Maryland, NY, 12116

2beds
1baths
832sqft
$159,000
$191price/sqft
$1,364/moest. monthly cost
$54,560/yrincome needed

About This Home

Renovated Ranch with Mountain Views – Move-In Ready! Welcome to this charming home, perfectly situated less than 10 minutes from Oneonta. This property proves that great things come in small packages, offering modern updates and serene pastoral views. Totally transformed in 2021, the current owners added a new propane furnace and a 1000-gallon cement septic tank for ultimate peace of mind. Step inside the eat-in kitchen equipped with newer appliances and a picturesque view from the sink overlooking the back fields—you might even spot neighboring cows grazing in the pasture above. The spacious living room boasts a large picture window designed to frame the stunning mountain landscape. One bedroom features new sliding doors that open directly to the back deck and yard, making it a great space for a bedroom or a home office. The second bedroom and a full bath complete the main floor. Downstairs, the full basement offers ample storage and laundry facilities, with great potential to be finished for extra living space. Outside you will be pleasantly surprised with the yard and the additional room for gardening and additional room to entertain. Whether you're looking for a primary residence or a rental investment, this home is ready for its next chapter!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Schenevus Central SchoolGrades PK-127.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Sliding Glass Door(s),Bedroom on Main Level
  • Door features: Sliding Doors
  • Flooring: Hardwood,Varies

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Property

Details

  • Parcel number: 277.00312.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Blacktop Driveway,Deck,Gravel Driveway,Patio,Propane Tank - Leased

Lot

  • Lot size: 0.56 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 192 x 135

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$111$1,332
Property Taxes $204$2,448
Electricity $246$2,954
Total$1,364$16,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,765/yr
40% on housing$40,920/yr
45% on housing$36,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 12116$170
Otsego County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 12116$127
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$159,000
2021-10-15Sold$136,740
2021-07-28Contingent$134,500
2021-06-01Price change$149,000
2021-05-19Price change$145,000
2021-05-09Listed for sale$142,500
2020-12-02Sold$29,000

For Sale by Agent

AgentStacey L. Camilleri
BrokerageKeller Williams Upstate NY Properties

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