116 N Main St, Milford, NY, 13807
About This Home
116 N. Main in Historic Milford, a short 5 minute drive to the Cooperstown Dreams Park, and 15 minutes to the National Baseball Hall of Fame, this immaculate 4000+ square foot duplex is here for you. Sleeping a total of 18 between both units, one remodeled 2 bedroom apartment, and the other an expansive remodeled 6 bedroom with an additional upstairs bonus room in one of the most sought after locations in the Cooperstown area, home to its historic charm, many breweries, restaurants, Otsego Lake, and more. Recent updates include 2 new kitchens, new water heater (2nd water heater only one year old as well), 3 new bathrooms, and a new washer/dryer combo. Property also boasts a large lot over an acre complete with a relaxing fire pit area and above ground pool. Multiple sitting areas in both the front and back invite you to take in the one of a kind views that the Cooperstown area has to offer. This property is currently an AirBNB Superhost booked through the Summer baseball season.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1792
Materials
- Foundation: Stone
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 9
- Bathrooms: 5
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Flooring: Carpet,Hardwood,Tile
- Finished area above ground: 4,116
Heating & Cooling
- Heating features: Baseboard,Ductless
- Cooling features: Ceiling Fan(s),Ductless,Wall/Window Unit(s)
Interior Area
- Total interior livable area: 4,116 sqft
Property
Details
- Parcel number: 36400119402000010070020000
- Zoning: Village of Milford Zoning
- Zoning description: Village of Milford Zoning
Features
- Pool features: Above Ground
- Patio & porch: Covered,Deck,Open,Porch
- Exterior features: Deck,Landscaping,Pool,Porch
- Has view: Yes
Lot
- Lot size: 1.12 Acres
- Features: Level,Views,Landscaped
- Lot size dimensions: 211 x 165
Parking
- Parking features: Other,Parking Space(s),See Remarks
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $512 | $6,144 |
| Electricity | $680 | $8,162 |
| Total | $3,399 | $40,788 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-27 | Listed for sale | $399,000 |
| 2026-05-26 | Listing removed | $409,900 |
| 2026-03-22 | Pending sale | $409,900 |
| 2026-02-18 | Contingent | $409,900 |
| 2026-02-02 | Price change | $409,900 |
| 2026-01-05 | Price change | $425,000 |
| 2025-10-14 | Price change | $439,000 |
| 2025-09-10 | Price change | $449,000 |
| 2025-07-31 | Listed for sale | $459,000 |
| 2024-09-21 | Listing removed | $2,100 |
| 2024-09-06 | Price change | $2,300 |
| 2024-08-31 | Price change | $2,500 |
| 2024-08-13 | Price change | $2,700 |
| 2024-08-02 | Price change | $2,950 |
| 2024-07-30 | Listed for rent | $3,250 |
| 2024-03-12 | Sold | $325,000 |
| 2005-11-28 | Sold | $235,000 |
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