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505 S Main St, Tripoli, IA, 50676

3beds
2baths
1,924sqft
$214,900
$112price/sqft
$2,118/moest. monthly cost
$84,720/yrincome needed

About This Home

Welcome home to this beautiful newer-construction home that offers the perfect blend of modern style, comfort, and small-town charm. With 3 bedrooms, 2 bathrooms, and an inviting open-concept floor plan, this home is designed for both everyday living and entertaining. The spacious living, dining, and kitchen areas flow seamlessly together, creating a bright and welcoming atmosphere. Step outside to enjoy the fully fenced backyard, complete with a deck that's perfect for relaxing, grilling, or gathering with family and friends. New landscaping adds great curb appeal and creates a polished outdoor space you'll love coming home to. The attached 2-stall garage provides plenty of room for parking and storage, while the home's thoughtful layout and newer construction offer the convenience and peace of mind today's buyers are looking for. Located in a welcoming small-town community, this move-in-ready home offers the best of modern living with the comfort of a close-knit neighborhood. Don't miss your chance to make it yours!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
Tripoli Elementary SchoolGrades PK-50.4 mi
6/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Dishwasher,Dryer,Microwave,Free-Standing Range,Refrigerator,Washer
  • Laundry features: 1st Floor

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 750

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,924 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 0703355006
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Deck,Patio
  • Fencing: Fenced

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 66x132

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$647$7,764
Property Taxes $242$2,904
Electricity $143$1,722
Total$2,118$25,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,617/yr
40% on housing$63,540/yr
45% on housing$56,480/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 50676$72
Bremer County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 50676$34
Bremer County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$214,900
2022-12-13Sold$135,000

For Sale by Agent

AgentJordan M Tranbarger
BrokerageOakridge Real Estate

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