102 Lougheed Rd, Oneonta, NY, 13820
About This Home
Calling all first-time homebuyers! Welcome to 102 Lougheed Rd, Oneonta, NY, a well-maintained corner-lot home conveniently located at the intersection of Lougheed Rd and County Highway 44, and situated in the Milford Central School District. This home offers a functional and inviting layout. Enter through the attached garage into a versatile cold storage/utility room, perfect for seasonal items, pantry overflow, or additional storage , which then leads into a practical mudroom area, creating an ideal everyday entry space. Just beyond, a bright sunroom opens to the back deck and yard, offering great indoor-outdoor flow for relaxing or entertaining. The main level features a spacious kitchen with dining area, a comfortable living room, and a full bathroom. Upstairs, you’ll find two generously sized bedrooms with a half bathroom conveniently located between them. Additional features include: • Central air conditioning • New hot water heater • Reliable cell service with all major providers A great opportunity for first-time buyers or those looking to downsize in a convenient location within the Milford Central School District.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Foundation: Block,Poured,Slab
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Built-In Oven,Convection Oven,Dishwasher,Electric Cooktop,Exhaust Fan,Electric Oven,Electric Range,Electric Water Heater,Freezer,Microwave,Refrigerator,Range Hood,Humidifier
- Laundry features: In Basement
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,Kitchen/Family Room Combo,Solid Surface Counters
- Flooring: Hardwood,Luxury Vinyl,Varies,Vinyl
Foyer
- Level: First
Heating & Cooling
- Heating features: Electric,Oil,Forced Air,Hot Water
- Cooling features: Central Air
Interior Area
- Total structure area: 1,700
- Total interior livable area: 1,700 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: First
Other
- Level: First
Other
- Level: First
Property
Details
- Parcel number: 36408922700000010430000000
- Special condition: Standard
Features
- Patio & porch: Covered,Deck,Porch
- Exterior features: Deck,Fence,Gravel Driveway
- Fencing: Partial
Lot
- Lot size: 8,712 sqft
- Features: Irregular Lot,Rural Lot
- Lot size dimensions: 157 x 161
Parking
- Total spaces: 1
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,334 | $16,008 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $23 | $276 |
| Electricity | $280 | $3,371 |
| Total | $1,760 | $21,120 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-21 | Listed for sale | $269,000 |
| 2022-02-25 | Contingent | $195,000 |
| 2022-02-22 | Listed for sale | $195,000 |
| 2015-01-15 | Sold | $152,500 |
| 2002-06-14 | Sold | $25,000 |
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