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16 Seminole Cir, Lake Winnebago, MO, 64034

5beds
6baths
7,385sqft
$5,200,000
$704price/sqft
$34,193/moest. monthly cost
$1,367,720/yrincome needed

About This Home

Experience the pinnacle of lakeside luxury at 16 Seminole Circle, a masterfully crafted contemporary estate on the premier shores of Lake Winnebago. Completed in 2021, this architectural masterpiece spans roughly 6,300 square feet of meticulously designed living space, where soaring ceilings and floor-to-ceiling glass walls create a seamless connection between the sleek interior and the sparkling waterfront. The open-concept floor plan is an entertainer’s dream, featuring high-end designer finishes and a gourmet kitchen that flows effortlessly into expansive living areas. Each of the 5 spacious bedrooms and 5 spa-like bathrooms offers unparalleled comfort, while the primary suite provides a private sanctuary with panoramic lake views. The outdoor oasis is truly second to none, displaying a private pool set against the backdrop of the water and a pristine lakefront lot perfect for enjoying the vibrant sunsets. This is a rare opportunity to own a nearly new, ultra-modern retreat in one of the region’s most exclusive communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
6/10
9/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Bidet,Walk-In Closet(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 3,426
  • Finished area above ground: 3,959

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 7,385
  • Total interior livable area: 7,385 sqft

Property

Details

  • Parcel number: 0304101

Features

  • Fencing: Metal
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $26,294$315,528
Home Insurance *$3,740$44,880
Property Taxes $3,596$43,152
Electricity $563$6,767
Total$34,193$410,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,172,331/yr
40% on housing$1,025,790/yr
45% on housing$911,813/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$704This listing

vs Other Active Listings

Avg $/sqft

ZIP 64034$286
Cass County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 64034$189
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentSteven Roberts
BrokerageRE/MAX Elite, REALTORS

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