4 Black Hawk Dr, Lake Winnebago, MO, 64034
About This Home
Experience lake living with this stunning reverse 1.5-story home, perfectly positioned on a desirable second-tier lake lot with convenient dock access. Packed with fully loaded upgrades, this home blends luxury, comfort, and functionality at every turn. Inside, you’ll find two spacious living areas, ideal for entertaining or relaxing, along with the rare bonus of two master suites, offering flexibility for guests or multi-generational living. The custom kitchen is a true centerpiece, featuring a large island, high-end finishes, and thoughtful design that flows seamlessly into the main living space. Step outside and take in the lifestyle this home offers—two screened-in decks provide peaceful spaces to enjoy the outdoors, while the custom oversized patio is perfect for gatherings and summer nights around the firepit. A large front porch welcomes you home, surrounded by a beautifully landscaped yard designed for both curb appeal and enjoyment. Retreat to the spa-like master bathrooms, complete with luxury jet shower packages, heated tile floors that creates a private oasis feel. Laundry on both levels for convenience to dual suites. Additional highlights include a walkout basement, spacious 3-car garage, and energy-efficient solar system. This home truly has it all—style, space, and an unbeatable lake lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Roof: Composition
- Construction materials: Board & Batten Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Exhaust Fan,Built-In Oven,Gas Range
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Sump Pump,Walk-Out Access
Bathroom2
- Level: Main
Bedroom3
- Features: All Carpet,Ceiling Fan(s)
- Level: Main
Bedroom4
- Features: All Carpet
- Level: Main
Bedroom5
- Features: Luxury Vinyl
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Dining Room
- Level: Main
Features
- Ceiling Fan(s),Custom Cabinets,Kitchen Island,Pantry,Smart Thermostat,Walk-In Closet(s),Wet Bar
- Window features: Thermal Windows
- Flooring: Luxury Vinyl,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Great Room,Other
- Fireplace: Yes
- Finished area below ground: 2,638
- Finished area above ground: 2,638
Half Bath
- Level: Lower
Heating & Cooling
- Heating features: Forced Air,Radiant Floor,Zoned
- Cooling features: Electric,Zoned
Interior Area
- Total structure area: 5,276
- Total interior livable area: 5,276 sqft
Kitchen
- Features: Granite Counters,Indirect Lighting,Kitchen Island
- Level: Main
Kitchen2Nd
- Level: Lower
Laundry
- Level: Main
Laundry
- Level: Lower
Living Room
- Level: Main
Master Bathroom
- Level: Main
Master Bathroom
- Level: Lower
Master Bedroom
- Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)
- Level: Main
Master Bedroom
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: Lower
Other
- Level: Lower
Property
Details
- Parcel number: 0248774
Features
- Patio & porch: Patio,Porch,Screened
- Has spa: Yes
- Spa features: Heated,Hot Tub
- Fencing: Metal
Lot
- Lot size: 0.54 Acres
- Features: Adjoin Greenspace
Parking
- Total spaces: 3
- Parking features: Attached,Garage Door Opener,Garage Faces Front,Tandem
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,345 | $76,140 |
| Home Insurance * | $902 | $10,824 |
| Property Taxes | $868 | $10,416 |
| Electricity | $402 | $4,834 |
| Total | $8,517 | $102,204 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $1,296,000 |
| 2025-12-18 | Listing removed | $1,180,000 |
| 2025-11-18 | Price change | $1,180,000 |
| 2025-11-12 | Price change | $921,000 |
| 2025-10-06 | Price change | $1,289,000 |
| 2025-09-19 | Price change | $1,325,000 |
| 2025-08-13 | Listed for sale | $1,350,000 |
| 2024-10-01 | Listing removed | $1,350,000 |
| 2024-09-28 | Price change | $1,350,000 |
| 2024-08-16 | Price change | $1,399,000 |
| 2024-07-10 | Price change | $1,425,000 |
| 2024-05-23 | Listed for sale | $1,460,000 |
| 2020-06-29 | Sold | -- |
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