




962 County Highway 26, Fly Creek, NY, 13337
About This Home
This beautifully updated home is truly move-in ready and waiting for its next owners. Warm, bright and full of character, the inviting living room features a vaulted beamed ceiling, custom stone walls and built-in bookcases. A convenient patio door provides easy access to outdoor living and a guest bath is conveniently located nearby. The covered second entrance offers a welcome and practical entry into the home. The modern kitchen features upgraded appliances, elegant quartz countertops and an open layout that flows seamlessly into the dining room-perfect for family gatherings and everyday living. A convenient beverage refrigerator keeps your favorite drinks chilled and ready to enjoy. One of the home's most sought-after features is the first floor primary bedroom with an attached full bath. The bathroom includes a washer and dryer for added convenience and provides direct access to a charming side porch with pergola- an ideal spot for morning coffee of evening relaxation. Upstairs, you'll find two spacious bedrooms, a third smaller room that can serve as a bedroom, office or study and an additional full bathroom. The full basement offers abundant storage space, a second full-size washer and dryer and exterior access to the backyard. The over sized two-car garage includes a dedicated workshop area, making it perfect for hobbyists or additional storage needs. At the rear of the home, a deck with a retractable awning provides shade and comfort on warm summer days. The large yard is fully fenced, creating a safe and secure space for children and pets to play. There's plenty of room for outdoor activities, gardening, and relaxation. An additional storage building at he edge of the property offers even more space for lawn equipment and seasonal items. Beautiful hardwood floors throughout enhance the home's warmth and country charm. Located in a lovely, friendly neighborhood, this home is within walking distance of the corner store and just minutes from downtown Cooperstown, offering the perfect combination of convenience, comfort, and small town charm.
Getting Around
Schools
Construction
Condition
- Year built: 1970
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Notable Dates
- Major remodel year: 2022
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 1,708
Heating & Cooling
- Heating features: Oil,Hot Water
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,708
- Total interior livable area: 1,708 sqft
Kitchen
- Features: Open
Property
Details
- Parcel number: 98.00134.00
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Open Porch,Deck
- Exterior features: Outdoor Shower
- Fencing: Fenced
- Has view: Yes
- View description: Scenic
- Frontage length: 0
Lot
- Lot size: 1.80 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,877 | $34,524 |
| Home Insurance * | $860 | $10,320 |
| Property Taxes | $730 | $8,760 |
| Electricity | $282 | $3,387 |
| Total | $4,749 | $56,988 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Listed for sale | $569,000 |
| 2021-12-29 | Sold | $400,000 |
| 2021-11-08 | Contingent | $399,900 |
| 2021-11-01 | Listed for sale | $399,900 |
| 2018-12-07 | Sold | $285,000 |
| 2018-03-07 | Sold | $20,000 |
| 2010-06-28 | Sold | $245,000 |
