




105 Cemetery Rd, Fly Creek, NY, 13337
About This Home
Welcome to 105 Cemetery Road, Fly Creek — an exceptional luxury retreat offering space, privacy, and outstanding income-producing potential. This expansive property features 6 bedrooms, 6 full bathrooms, and 1 half bath across a beautifully designed layout ideal for year-round living, vacation use, or short-term rental investment. Currently utilized as a successful rental property by the sellers, this home presents a rare turnkey opportunity for buyers seeking both lifestyle and revenue potential. From the moment you arrive, the property impresses with its peaceful setting, attractive curb appeal, and resort-style amenities. Inside, you’ll find custom cabinetry, premium countertops, high-end flooring, and thoughtfully designed living spaces throughout. The gourmet kitchen serves as the heart of the home with upscale finishes, abundant prep space, and an open-concept design perfect for entertaining large groups and gatherings. The outdoor living experience is equally impressive, featuring a heated pool, expansive enclosed porch, oversized deck, and multiple spaces designed for relaxing and entertaining while surrounded by beautiful natural scenery. Dual-zone central air conditioning provides comfort throughout every season. Additional features include a spacious garage with room for up to 3 vehicles, generous bedroom suites with private bath access, and flexible living areas perfectly suited for large families, retreats, events, or continued short-term rental use. The combination of luxury finishes, modern comfort, and proven rental appeal makes this property a standout investment opportunity in the highly desirable Fly Creek area. Whether you are searching for a private getaway, full-time residence, or income-producing property, 105 Cemetery Road delivers a rare blend of elegance, functionality, and exceptional value in one remarkable package.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1939
Materials
- Foundation: Other,See Remarks
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Free-Standing Range,Oven,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
- Main level bathrooms: 4
- Main level bedrooms: 3
Features
- Eat-in Kitchen,Separate/Formal Living Room,Kitchen Island,Bedroom on Main Level
- Window features: Storm Window(s),Thermal Windows,Wood Frames
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Oil,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,222
- Total interior livable area: 1,222 sqft
Property
Details
- Parcel number: 36508911300000010250000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: In Ground
- Patio & porch: Deck,Open,Porch
- Exterior features: Deck,Gravel Driveway,Pool
Lot
- Lot size: 1.19 Acres
- Features: Irregular Lot,Rural Lot
Parking
- Total spaces: 3
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,018 | $60,216 |
| Home Insurance * | $1,500 | $18,000 |
| Property Taxes | $1,273 | $15,276 |
| Electricity | $246 | $2,954 |
| Total | $8,037 | $96,444 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-21 | Listed for sale | $992,500 |
