See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

243 Mumbulo Rd, Edmeston, NY, 13335

2beds
2baths
1,567sqft
$319,000
$204price/sqft
$2,334/moest. monthly cost
$93,360/yrincome needed

About This Home

WELCOME to this beautifully renovated, turnkey country retreat set on over 7 picturesque acres of open space, mature trees, and peaceful surroundings. Edmeston School District. This airy, open-concept home offers the perfect blend of modern updates & relaxed country living, inviting you to settle in from day one. Step inside to discover a bright & spacious living area designed with an open flow, ideal for both everyday living and entertaining. The Full glass doors flow in natural light, creating a warm & welcoming atmosphere. The upstairs features two generously sized bedrooms & one & a half baths, offering space & comfort. The home has been completely refurbished with quality upgrades, including a brand-new roof, durable waterproof snap-lock flooring, and beautifully refinished wood floors that keep character. The updated kitchen is a true centerpiece, featuring modern appliances, new cabinetry, and elegant quartz countertops—perfect for cooking, gathering, & making lasting memories. Convenience is key with first-floor laundry, while the efficient electric baseboard heating system ensures comfort throughout the seasons. The property is serviced by REA/Otsego Electric Cooperative and includes a 200 AMP electrical system, providing reliability & efficiency. High-speed internet availability makes working from home or streaming effortless. Outdoor living is just as inviting as the interior. Step outside through the glass doors onto a spacious open-air deck, ideal for relaxing evenings, entertaining guests, or simply enjoying the fresh country breezes & tranquil views. The acreage offers many possibilities-gardening, recreation, or simply enjoying the natural beauty & privacy of your own land. Whether you’re searching for your first home, a peaceful getaway, or the perfect place to retire, this property is designed for buyers who want to skip the hassle of renovations & move straight into a home they can personalize & make their own. With its combination of updates, open living spaces, scenic setting-move-in-ready condition, this exceptional country home is a rare find. Come experience the comfort, space, and charm for yourself—this home truly WELCOMES YOU!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Edmeston Central SchoolGrades PK-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Foundation: Slab
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Frame,Vinyl Siding,ICFs (Insulated Concrete Forms)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Country Kitchen,Pantry
  • Flooring: Hardwood,Luxury Vinyl,Varies

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 1,567
  • Total interior livable area: 1,567 sqft

Property

Details

  • Parcel number: 1400000002021007
  • Special condition: Standard
  • Horse amenities: Horses Allowed

Features

  • Exterior features: Gravel Driveway
  • Horses can be raised: Yes

Lot

  • Lot size: 7.36 Acres
  • Features: Corner Lot,Rectangular,Rectangular Lot
  • Lot size dimensions: 381 x 600

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$54$648
Property Taxes $409$4,908
Electricity $258$3,107
Total$2,334$28,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,022/yr
40% on housing$70,020/yr
45% on housing$62,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 13335$200
Otsego County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 13335$173
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$319,000
2026-04-05Listed for sale$329,000
2025-01-10Sold$157,500
2024-09-18Pending sale$180,000
2024-08-15Price change$180,000
2024-05-06Listed for sale$199,900

For Sale by Agent

AgentStacey M. Frazier ABR
BrokerageKeller Williams Upstate NY Properties

Similar Homes