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6419 County Highway 18, West Winfield, NY, 13491

6beds
3baths
3,512sqft
$325,000
$93price/sqft
$2,893/moest. monthly cost
$115,720/yrincome needed

About This Home

Welcome to the farmhouse that refuses to be ordinary! Set on 1.37 acres within a peaceful Agricultural District, this historic beauty delivers equal parts charm, space, and “wait… we get ALL of this?” energy. Let’s start with the obvious showstopper: the wraparound front porch. Morning coffee hits different out here—sun coming up, birds doing their thing, and not a single car horn in sight. It’s the kind of porch that makes you slow down… or stay out a little longer than you planned. Inside, you’ve got 6 bedrooms and 2.5 baths, which means options—lots of them. Big household? Done. Weekend guests? Bring them. Dreaming of reviving its former life as a bed & breakfast? You’re already halfway there. (And yes… people absolutely will book it.) Now let’s talk about the real wildcard: the refinished carriage barn. Studio, workshop, creative space, business idea you’ve been sitting on for 5 years—this is where it finally happens. And just when you think it can’t get better…? A 9-car garage? Not a typo. NINE? Car collector, hobbyist, storage king/queen, or just someone who never wants to say “we don’t have space,” you’re covered. There’s also a storage shed ready to hold whatever life throws your way (or whenever you keep saying you’ll organize “next weekend”). Location? You’re about 30 minutes from the National Baseball Hall of Fame in Cooperstown, which means built-in tourism appeal and serious short-term rental potential. This isn’t just a home; it’s an opportunity with history already on your side. CHECK OUT THE VIDEOS FOR A CLOSER LOOK!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Blown-In Insulation,Spray Foam Insulation,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Home Office
  • Flooring: Carpet,Hardwood,Laminate,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 3,512
  • Total interior livable area: 3,512 sqft

Property

Details

  • Parcel number: 33.00111.01
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Dirt Driveway

Lot

  • Lot size: 1.37 Acres
  • Features: Agricultural,Rectangular,Rectangular Lot
  • Lot size dimensions: 161 x 345

Parking

  • Total spaces: 9
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 9
  • Covered spaces: 9

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$253$3,036
Property Taxes $417$5,004
Electricity $580$6,964
Total$2,893$34,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,188/yr
40% on housing$86,790/yr
45% on housing$77,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 13491$91
Otsego County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 13491$74
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-10Listing removed$2,500
2026-05-22Listed for rent$2,500
2026-05-15Listed for sale$325,000
2026-05-01Listing removed$340,000
2026-04-20Price change$340,000
2026-03-14Price change$350,000
2026-03-03Listed for sale$359,000
2026-03-02Listing removed$359,000
2026-01-01Listed for sale$359,000
2022-09-28Sold$250,000
2022-06-21Pending sale$260,000
2022-05-23Listed for sale$260,000
2022-04-29Listing removed--
2022-02-11Listed for sale$270,000
2019-10-20Listing removed$750
2019-10-15Listed for rent$750
2014-08-06Sold$78,000
2014-08-01Pending sale$79,900
2014-08-01Listed for sale$79,900
2014-04-22Listing removed$79,900
2014-02-20Listed for sale$79,900
1996-09-16Sold$68,000

For Sale by Agent

AgentDoreen Engelhart
BrokerageHoward Hanna Cny Inc

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